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Find the Best Home Insurance Rates in 68436

Shopping for homeowners insurance in 68436 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Shickley, NE and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Nebraska licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 68436 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 68436

Find Shickley, NE Homeowners Insurance Quotes to review the best coverage options in your area.

68436 Home Insurance Rating is: very high!

In 68436 the average premium is $1205. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 68436, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 68436!

68436 Home Insurance Average Premiums

Local 68436 homeowners insurance quotes comparison

$955 /yr.

Shows Zip Code: 68436 lowest rates with discounts applied on average.

For the 68436, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$955 /yr.
Average Coverage:$1205 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1505 /yr.

What is the average home insurance cost for a home in 68436?

  • • The average homeowners insurance premium paid annually for a home in 68436 is around $1205 per year.

What does it cost on average per month for home insurance in 68436?

  • • Homeowners in 68436 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68436?

  • • Autoowners in 68436 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Shickley area, check out other zip codes nearby 68436.
Review average rates in another zip code:
68436 homeowners insurance rates

Home Replacement Cost Coverage in 68436

Average Building Cost Per Square Foot in 68436: $140

Location: Shickley, Nebraska (Fillmore County)

Average Square Footage in 68436: 893 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68436 before you start any project. Shickley homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68436 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68436 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 893 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Shickley area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140893$125,000
Additional Upgrades & Added Features$175893$156,250
Major Home Updates or Advancements$210893$187,500

It's important to understand that when you estimate your replacement cost of your home in the 68436 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68436

Best Home & Auto Insurance Agencies in 68436

Housing Demographics for 68436

Population Review for 68436 Zip Code

For the city of Shickley, the population within 68436 has increased to over 378 residents in population size. The current population total is 548. We have broken down the population based on race below. In 68436, there are over 270 in male population and 278 females.

PopulationValues
Total Population548
White Population508
Black Population1
Hispanic Population27
Asian Population1
Hawaiian Population0
Indian Population4
Other Population9
Male Population270
Female Population278
Population Estimate378

Household Data for 68436

The average number of homes in 68436 is around 216, there are an average of 2.54 per household. The average house value according to local real estate values is around $125,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode216
Persons Per Household2.54
Average House Value$125,000
Income Per Household$62596
Median Age42.0
Median Age Male43.8
Median Age Female41.5
68436 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityShickley
City Alias NameSHICKLEY
CountyFillmore
County FIPS059
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees87
Business First Quarter Payroll860
Business Annual Payroll4028
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential149
Delivery Business4
Delivery Total649
Preferred Last Line KeyW1A239
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A239
Land Area80.290000
Water Area0.000000
City Alias Code
City Mixed CaseShickley
City Alias Mixed CaseShickley
Box Count93
SFDU149
MFDU0
State ANSI31
County ANSI059
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number308205
Unique ZIP Name
SSA State County Code28290
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseFillmore

Nebraska Homeowners Insurance News & Information

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