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Home Insurance Quotes in 68450

Are you shopping for a cheaper homeowners insurance rate in 68450? Our rates are very competitive for homeowners living in Tecumseh, NE. Many homeowners located in the 68450 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 68450. To get free 68450 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 68450 zip code should appear in the zip code field ready to go. Shopping Tecumseh, NE Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 68450 to review the best rate coverages.

Your 68450 Home Insurance Costs Is Rated: Very High!

For the great city of Tecumseh, the average home insurance premium paid annually is around $1168 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Nebraska specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Tecumseh and need insurance on your home in the 68450 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 68450 Homeowners Insurance Rates Now!

68450 Home Insurance Average Premiums

Local 68450 homeowners insurance quotes comparison

$918 /yr.

Shows Zip Code: 68450 lowest rates with discounts applied on average.

For the 68450, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$918 /yr.
Average Coverage:$1168 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1468 /yr.

What is the average home insurance cost for a home in 68450?

  • • The average homeowners insurance premium paid annually for a home in 68450 is around $1168 per year.

What does it cost on average per month for home insurance in 68450?

  • • Homeowners in 68450 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68450?

  • • Autoowners in 68450 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tecumseh area, check out other zip codes nearby 68450.
Review average rates in another zip code:
68450 homeowners insurance rates

Home Replacement Cost Coverage in 68450

Average Building Cost Per Square Foot in 68450: $140

Location: Tecumseh, Nebraska (Johnson County)

Average Square Footage in 68450: 865 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68450 before you start any project. Tecumseh homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68450 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68450 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 865 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tecumseh area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140865$121,100
Additional Upgrades & Added Features$175865$151,375
Major Home Updates or Advancements$210865$181,650

It's important to understand that when you estimate your replacement cost of your home in the 68450 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68450

Best Home & Auto Insurance Agencies in 68450

Melinda Olinger Ins Agcy Inc - State Farm Insurance Agent

Address: 380 Broadway St Tecumseh, NE 68450
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 68450

Population Review for 68450 Zip Code

For the city of Tecumseh, the population within 68450 has increased to over 1,955 residents in population size. The current population total is 3,369. We have broken down the population based on race below. In 68450, there are over 2173 in male population and 1196 females.

PopulationValues
Total Population3,369
White Population2354
Black Population312
Hispanic Population561
Asian Population68
Hawaiian Population0
Indian Population52
Other Population426
Male Population2173
Female Population1196
Population Estimate1955

Household Data for 68450

The average number of homes in 68450 is around 968, there are an average of 2.35 per household. The average house value according to local real estate values is around $121,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode968
Persons Per Household2.35
Average House Value$121,100
Income Per Household$42865
Median Age40.0
Median Age Male38.8
Median Age Female43.1
68450 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityTecumseh
City Alias NameTECUMSEH
CountyJohnson
County FIPS097
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses69
Number Of Employees643
Business First Quarter Payroll6863
Business Annual Payroll25193
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential832
Delivery Business32
Delivery Total1134
Preferred Last Line KeyW1A349
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW1A349
Land Area132.435000
Water Area0.171000
City Alias Code
City Mixed CaseTecumseh
City Alias Mixed CaseTecumseh
Box Count203
SFDU731
MFDU1
State ANSI31
County ANSI097
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number308895
Unique ZIP Name
SSA State County Code28480
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseJohnson

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]