Find the lowest Homeowners Insurance Rates in 68502

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 68502, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Lincoln, NE from a list of top tier nationwide insurers.

Our Nebraska licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 68502 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 68502

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lincoln, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

68502 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Lincoln we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 68502, homeowners are seeing rates around 1183 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 68502!

68502 Home Insurance Average Premiums

Local 68502 homeowners insurance quotes comparison

$933 /yr.

Shows Zip Code: 68502 lowest rates with discounts applied on average.

For the 68502, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$933 /yr.
Average Coverage:	$1183 /yr.
2600 sq. ft. or higher (all discounts applied)	$1483 /yr.

What is the average home insurance cost for a home in 68502?

• The average homeowners insurance premium paid annually for a home in 68502 is around $1183 per year.

What does it cost on average per month for home insurance in 68502?

• Homeowners in 68502 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68502?

• Autoowners in 68502 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lincoln area, check out other zip codes nearby 68502.
Review average rates in another zip code:
68527 homeowners insurance rates
68505 homeowners insurance rates
68532 homeowners insurance rates
68526 homeowners insurance rates
68520 homeowners insurance rates
68523 homeowners insurance rates
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68514 homeowners insurance rates
68504 homeowners insurance rates
68506 homeowners insurance rates

Home Replacement Cost Coverage in 68502

Average Building Cost Per Square Foot in 68502: $140

Location: Lincoln, Nebraska (Lancaster County)

Average Square Footage in 68502: 1,213 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68502 before you start any project. Lincoln homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68502 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68502 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,213 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lincoln area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$140	1,213	$169,800
Additional Upgrades & Added Features	$175	1,213	$212,250
Major Home Updates or Advancements	$210	1,213	$254,700

Calculate Your Dwelling Coverage in 68502

It's important to understand that when you estimate your replacement cost of your home in the 68502 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 68502

American Family Insurance

Address: 3700 S 9th St Lincoln, NE 68502
Phone:
Website: http://www.lincoln.citysearch.com/profile/external/602938972/lincoln_ne/american_family_insurance.html
Info:

Krikac, Vinnie - State Farm Insurance Agent

Address: 935 Plum St Lincoln, NE 68502
Phone:
Website: http://www.citysearch.com/profile/external/605155602/lincoln_ne/krikac_vinnie_state_farm_insurance_agent.html
Info:

Buethe & Associates Insurance Agency

Address: 2337 S 13th St Lincoln, NE 68502
Phone:
Website:
Info:

Housing Demographics for 68502

Population Review for 68502 Zip Code

For the city of Lincoln, the population within 68502 has increased to over 25,501 residents in population size. The current population total is 27,238. We have broken down the population based on race below. In 68502, there are over 14493 in male population and 12745 females.

Population	Values
Total Population	27,238
White Population	19901
Black Population	2144
Hispanic Population	3082
Asian Population	1011
Hawaiian Population	10
Indian Population	404
Other Population	1433
Male Population	14493
Female Population	12745
Population Estimate	25501

Household Data for 68502

The average number of homes in 68502 is around 11,109, there are an average of 2.26 per household. The average house value according to local real estate values is around $169,800. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	11,109
Persons Per Household	2.26
Average House Value	$169,800
Income Per Household	$56567
Median Age	35.3
Median Age Male	35.4
Median Age Female	35.2

68502 Details	Values
State	NE
State Full Name	Nebraska
City Type	P
City Alias Abbreviation
Area Code	402/531
City	Lincoln
City Alias Name	LINCOLN
County	Lancaster
County FIPS	109
State FIPS	31
Time Zone	6
Day Light Saving	Y
MSA	4360
PMSA
CSA	339
CBSA	30700
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Lincoln, NE
MSA_Name	Lincoln, NE MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	587
Number Of Employees	8575
Business First Quarter Payroll	98912
Business Annual Payroll	462955
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	302157
CBSA Division Population	0
Congressional District	01
Congressional LandArea	8879.02
Delivery Residential	11284
Delivery Business	630
Delivery Total	11697
Preferred Last Line Key	W19933
Classification Code
Multi-County
CSA Name	Lincoln-Beatrice, NE
CBSA_DIV_Name
City State Key	W19933
Land Area	6.672000
Water Area	0.001000
City Alias Code
City Mixed Case	Lincoln
City Alias Mixed Case	Lincoln
Box Count	0
SFDU	8373
MFDU	1154
State ANSI	31
County ANSI	109
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	305160
Unique ZIP Name
SSA State County Code	28540
Medicare CBSA Code	30700
Medicare CBSA Name	Lincoln, NE
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	Lancaster

Nebraska Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
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According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 68502!