Quickly Revew Homeowners Insurance in 68504

If you own a home in Lincoln, NE you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 68504 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Nebraska licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 68504 and start comparing rates now.

68504 Homeowners Insurance Rates Are Considered: very high!

The average rate for a standard homeowners policy in 68504 is $1173 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 68504 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lincoln, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

68504 Home Insurance Average Premiums

Local 68504 homeowners insurance quotes comparison

$923 /yr.

Shows Zip Code: 68504 lowest rates with discounts applied on average.

For the 68504, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$923 /yr.
Average Coverage:	$1173 /yr.
2600 sq. ft. or higher (all discounts applied)	$1473 /yr.

What is the average home insurance cost for a home in 68504?

• The average homeowners insurance premium paid annually for a home in 68504 is around $1173 per year.

What does it cost on average per month for home insurance in 68504?

• Homeowners in 68504 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68504?

• Autoowners in 68504 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lincoln area, check out other zip codes nearby 68504.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 68504

Average Building Cost Per Square Foot in 68504: $140

Location: Lincoln, Nebraska (Lancaster County)

Average Square Footage in 68504: 978 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68504 before you start any project. Lincoln homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68504 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68504 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 978 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lincoln area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$140	978	$136,900
Additional Upgrades & Added Features	$175	978	$171,125
Major Home Updates or Advancements	$210	978	$205,350

Calculate Your Dwelling Coverage in 68504

It's important to understand that when you estimate your replacement cost of your home in the 68504 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 68504

Scheffert, Mike - Shelter Insurance

Address: 5540 S St, #202 Lincoln, NE 68504
Phone:
Website: http://www.shelterinsurance.com/CA/agent/MSCHEFFERT
Info:

American Family Insurance - Lon Hollibaugh

Address: 705 N 48th St Lincoln, NE 68504
Phone:
Website: http://www.lincoln.citysearch.com/profile/external/6475002/lincoln_ne/american_family_insurance_lon_hollibaugh.html
Info:

ACE Cash Express

Address: 3255 Cornhusker Hwy Lincoln, NE 68504
Phone:
Website: http://www.lincoln.citysearch.com/profile/664253470/lincoln_ne/ace_cash_express.html
Info:

American Family Insurance - James L Brown

Address: 4500 Cornhusker Hwy Lincoln, NE 68504
Phone:
Website: http://www.lincoln.citysearch.com/profile/external/604220052/lincoln_ne/american_family_insurance_james_l_brown.html
Info:

Shelter Insurance - Matthew Moorhead

Address: 5540 S St Lincoln, NE 68504
Phone:
Website: http://www.shelterinsurance.com/CA/agent/MATTHEWMOORHEAD
Info:

Housing Demographics for 68504

Population Review for 68504 Zip Code

For the city of Lincoln, the population within 68504 has increased to over 17,143 residents in population size. The current population total is 17,155. We have broken down the population based on race below. In 68504, there are over 8611 in male population and 8544 females.

Population	Values
Total Population	17,155
White Population	12877
Black Population	1034
Hispanic Population	1773
Asian Population	809
Hawaiian Population	15
Indian Population	209
Other Population	729
Male Population	8611
Female Population	8544
Population Estimate	17143

Household Data for 68504

The average number of homes in 68504 is around 7,799, there are an average of 2.07 per household. The average house value according to local real estate values is around $136,900. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	7,799
Persons Per Household	2.07
Average House Value	$136,900
Income Per Household	$44894
Median Age	30.5
Median Age Male	30.2
Median Age Female	30.8

68504 Details	Values
State	NE
State Full Name	Nebraska
City Type	P
City Alias Abbreviation
Area Code	402
City	Lincoln
City Alias Name	LINCOLN
County	Lancaster
County FIPS	109
State FIPS	31
Time Zone	6
Day Light Saving	Y
MSA	4360
PMSA
CSA	339
CBSA	30700
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Lincoln, NE
MSA_Name	Lincoln, NE MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	539
Number Of Employees	9440
Business First Quarter Payroll	117290
Business Annual Payroll	456413
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	302157
CBSA Division Population	0
Congressional District	01
Congressional LandArea	8879.02
Delivery Residential	8282
Delivery Business	722
Delivery Total	11246
Preferred Last Line Key	W19933
Classification Code
Multi-County
CSA Name	Lincoln-Beatrice, NE
CBSA_DIV_Name
City State Key	W19933
Land Area	6.994000
Water Area	0.185000
City Alias Code
City Mixed Case	Lincoln
City Alias Mixed Case	Lincoln
Box Count	86
SFDU	3680
MFDU	2069
State ANSI	31
County ANSI	109
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	305160
Unique ZIP Name
SSA State County Code	28540
Medicare CBSA Code	30700
Medicare CBSA Name	Lincoln, NE
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	Lancaster

Nebraska Homeowners Insurance News & Information

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