Searching for Homeowners Insurance in 68505

If you are a homeowners that lives in 68505 you may be searching for more affordable homeowners insurance in Lincoln. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Lincoln, NE. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Nebraska licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 68505 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Lincoln, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 68505 Home Insurance Costs: very high!

In Lincoln, homeowners are paying roughly $1215 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 68505 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Lincoln are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 68505 policy right now!

68505 Home Insurance Average Premiums

Local 68505 homeowners insurance quotes comparison

$965 /yr.

Shows Zip Code: 68505 lowest rates with discounts applied on average.

For the 68505, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$965 /yr.
Average Coverage:	$1215 /yr.
2600 sq. ft. or higher (all discounts applied)	$1515 /yr.

What is the average home insurance cost for a home in 68505?

• The average homeowners insurance premium paid annually for a home in 68505 is around $1215 per year.

What does it cost on average per month for home insurance in 68505?

• Homeowners in 68505 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 68505?

• Autoowners in 68505 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lincoln area, check out other zip codes nearby 68505.
Review average rates in another zip code:
68521 homeowners insurance rates
68505 homeowners insurance rates
68528 homeowners insurance rates
68517 homeowners insurance rates
68510 homeowners insurance rates
68504 homeowners insurance rates
68507 homeowners insurance rates
68520 homeowners insurance rates
68512 homeowners insurance rates
68527 homeowners insurance rates

Home Replacement Cost Coverage in 68505

Average Building Cost Per Square Foot in 68505: $140

Location: Lincoln, Nebraska (Lancaster County)

Average Square Footage in 68505: 1,246 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68505 before you start any project. Lincoln homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68505 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68505 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,246 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lincoln area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$140	1,246	$174,500
Additional Upgrades & Added Features	$175	1,246	$218,125
Major Home Updates or Advancements	$210	1,246	$261,750

Calculate Your Dwelling Coverage in 68505

It's important to understand that when you estimate your replacement cost of your home in the 68505 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 68505

Landerfield, Michael J - Farmers Insurance Group

Address: 916 N 70th St Lincoln, NE 68505
Phone:
Website: http://www.lincoln.citysearch.com/profile/external/628248130/lincoln_ne/landerfield_michael_j_farmers_insurance_group.html
Info:

Kerr, Craig - Shelter Insurance

Address: 1419 N Cotner Blvd, #502 Lincoln, NE 68505
Phone:
Website: http://www.shelterinsurance.com/CA/agent/CKERR
Info:

Ogden Insurance Agency Incorporated

Address: 8531 Lexington Ave, Ste 102 Lincoln, NE 68505
Phone:
Website: http://www.lincoln.citysearch.com/profile/667255400/lincoln_ne/ogden_insurance_agency_inc.html
Info:

Jeffrey Clark- Farmers Insurance

Address: 225 N Cotner Blvd, Ste 106 Lincoln, NE 68505
Phone:
Website: http://www.lincoln.citysearch.com/profile/663475660/lincoln_ne/jeffrey_clark_farmers_insurance.html
Info:

New York Life Insurance Karen A Hoefler Agent

Address: 1730 Donald Cir Lincoln, NE 68505
Phone:
Website:
Info:

Housing Demographics for 68505

Population Review for 68505 Zip Code

For the city of Lincoln, the population within 68505 has increased to over 18,771 residents in population size. The current population total is 17,475. We have broken down the population based on race below. In 68505, there are over 8523 in male population and 8952 females.

Population	Values
Total Population	17,475
White Population	14595
Black Population	557
Hispanic Population	1169
Asian Population	624
Hawaiian Population	9
Indian Population	81
Other Population	412
Male Population	8523
Female Population	8952
Population Estimate	18771

Household Data for 68505

The average number of homes in 68505 is around 7,319, there are an average of 2.38 per household. The average house value according to local real estate values is around $174,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	7,319
Persons Per Household	2.38
Average House Value	$174,500
Income Per Household	$67291
Median Age	34.8
Median Age Male	33.7
Median Age Female	35.9

68505 Details	Values
State	NE
State Full Name	Nebraska
City Type	P
City Alias Abbreviation
Area Code	402
City	Lincoln
City Alias Name	LINCOLN
County	Lancaster
County FIPS	109
State FIPS	31
Time Zone	6
Day Light Saving	Y
MSA	4360
PMSA
CSA	339
CBSA	30700
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Lincoln, NE
MSA_Name	Lincoln, NE MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	427
Number Of Employees	3901
Business First Quarter Payroll	26889
Business Annual Payroll	117864
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	302157
CBSA Division Population	0
Congressional District	01
Congressional LandArea	8879.02
Delivery Residential	7887
Delivery Business	357
Delivery Total	10930
Preferred Last Line Key	W19933
Classification Code
Multi-County
CSA Name	Lincoln-Beatrice, NE
CBSA_DIV_Name
City State Key	W19933
Land Area	4.324000
Water Area	0.000000
City Alias Code
City Mixed Case	Lincoln
City Alias Mixed Case	Lincoln
Box Count	153
SFDU	4384
MFDU	820
State ANSI	31
County ANSI	109
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	305160
Unique ZIP Name
SSA State County Code	28540
Medicare CBSA Code	30700
Medicare CBSA Name	Lincoln, NE
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	Lancaster

Nebraska Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 68505!