Get multiple home insurance quotes in 68516. Our licensed 68516, NE agents are ready to serve you.

68516 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 68516? Our rates are very competitive for homeowners living in Lincoln, NE. Many homeowners based out of your 68516 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 68516 should appear in the zip code field ready to go. For Lincoln, NE Home Insurance Rate Quotes click to review the best rates and service online!

68516 Average Premium is Rated: Very High!

Homeowners living in 68516 can easily save up to 40% off the average home insurance premium of $1158 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Lincoln that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 68516 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 68516!

68516 Home Insurance Average Premiums

Local 68516 homeowners insurance quotes comparison

$908 /yr.

Shows Zip Code: 68516 lowest rates with discounts applied on average.

For the 68516, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$908 /yr.
Average Coverage:$1158 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1458 /yr.

What is the average home insurance cost for a home in 68516?

  • • The average homeowners insurance premium paid annually for a home in 68516 is around $1158 per year.

What does it cost on average per month for home insurance in 68516?

  • • Homeowners in 68516 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68516?

  • • Autoowners in 68516 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lincoln area, check out other zip codes nearby 68516.
Review average rates in another zip code:
68503 homeowners insurance rates
68505 homeowners insurance rates
68510 homeowners insurance rates
68514 homeowners insurance rates
68532 homeowners insurance rates
68527 homeowners insurance rates
68522 homeowners insurance rates
68521 homeowners insurance rates
68528 homeowners insurance rates
68517 homeowners insurance rates

Home Replacement Cost Coverage in 68516

Average Building Cost Per Square Foot in 68516: $140

Location: Lincoln, Nebraska (Lancaster County)

Average Square Footage in 68516: 1,929 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68516 before you start any project. Lincoln homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68516 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68516 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,929 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lincoln area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,929$270,100
Additional Upgrades & Added Features$1751,929$337,625
Major Home Updates or Advancements$2101,929$405,150

It's important to understand that when you estimate your replacement cost of your home in the 68516 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68516

Best Home & Auto Insurance Agencies in 68516

Allstate Insurance Company - Mitchell Happ

Address: 5521 Shady Creek Ct Lincoln, NE 68516
Phone:
Website: http://www.allstateagencies.com/mitchhapp/Welcome/
Info:

Bryce Carlson Ins Agency Inc - State Farm Insurance Agent

Address: 6030 Village Dr, #101 Lincoln, NE 68516
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Stewart- Tim Agency Inc

Address: 6731 La Salle St Lincoln, NE 68516
Phone:
Website:
Info:

Mid-Alliance Insurance Associates LLC

Address: 5600 S 48th St, Ste 114 Lincoln, NE 68516
Phone:
Website: http://www.lincoln.citysearch.com/profile/666599000/lincoln_ne/mid_alliance_insurance_associates_llc.html
Info:

Shelter Insurance - Robert Morand

Address: 3520 Village Dr, Ste 500 Lincoln, NE 68516
Phone:
Website: http://www.shelterinsurance.com/CA/agent/BOBMORAND
Info:

Housing Demographics for 68516

Population Review for 68516 Zip Code

For the city of Lincoln, the population within 68516 has increased to over 50,830 residents in population size. The current population total is 47,448. We have broken down the population based on race below. In 68516, there are over 23021 in male population and 24427 females.

PopulationValues
Total Population47,448
White Population41312
Black Population933
Hispanic Population1983
Asian Population1720
Hawaiian Population19
Indian Population162
Other Population589
Male Population23021
Female Population24427
Population Estimate50830

Household Data for 68516

The average number of homes in 68516 is around 18,961, there are an average of 2.49 per household. The average house value according to local real estate values is around $270,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,961
Persons Per Household2.49
Average House Value$270,100
Income Per Household$92651
Median Age39.0
Median Age Male37.9
Median Age Female40.0
68516 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityLincoln
City Alias NameLINCOLN
CountyLancaster
County FIPS109
State FIPS31
Time Zone6
Day Light SavingY
MSA4360
PMSA
CSA339
CBSA30700
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLincoln, NE
MSA_NameLincoln, NE MSA
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1356
Number Of Employees15797
Business First Quarter Payroll150591
Business Annual Payroll649550
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population302157
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential20414
Delivery Business1027
Delivery Total20661
Preferred Last Line KeyW19933
Classification Code
Multi-County
CSA NameLincoln-Beatrice, NE
CBSA_DIV_Name
City State KeyW19933
Land Area18.917000
Water Area0.033000
City Alias Code
City Mixed CaseLincoln
City Alias Mixed CaseLincoln
Box Count0
SFDU8023
MFDU1511
State ANSI31
County ANSI109
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number305160
Unique ZIP Name
SSA State County Code28540
Medicare CBSA Code30700
Medicare CBSA NameLincoln, NE
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseLancaster

Nebraska Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]