Compare quotes for your home in 68510! Compare the best 12 carriers in minutes.
Home Insurance in 68510
If your primary reason for shopping for homeowners insurance in the 68510 zip code is based primarily on the rising cost of your home insurance premium. Then, it's imporant to know that our rates are very competitive for homeowners living in Lincoln, NE. Many homeowners that live in the 68510 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase up to 12 carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can also provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free homeowners insurance quote, simply click the "Get Multiple Quotes Now" button at the top. Your 68510 zip code should already appear in the zip code field ready to go. For Lincoln, NE Homeowners Insurance Quotes, Click to easily get started!
Average Homeowners Premiums in 68510
Homeowners living in the city of Lincoln are paying on average around $1224 per year for homeowners insurance coverage. This estimated premium is based on a standard HO-3 policy which covers the basic requirements if your home was ever damaged. This is also a minimum requirement by mortgage lenders if there is a lien on your home. A basic policy will cover your home, contents, loss of use, liability and medical payments. It's important to know that homes in the 68510 zip code with a standard homeowners policy does not cover flood damage. You will need to purchase a seperate flood policy to add this additional coverage. Nebraska home insurance premiums have been recently ranked 9 in the country in terms of the annual cost of premiums. Because premiums in 68510 are higher compared to other states it is always a good idea to shop your home insurance coverage. Our online quoting application can easily help you compare the best rates and coverage options.
Easily Compare 68510 Home Insurance Quotes Now!
We enjoy helping you do two very important things: First, we like to help you save more money per year on your homeowners insurance. Second, we like to help you learn about the best coverage options for your home in Lincoln. It is possible to pay a lower premium and get more enhanced coverage. Let us help you shop your home insurance premiums today!
68510 Home Insurance Average Premiums
$974 /yr.
Shows Zip Code: 68510 lowest rates with discounts applied on average.
For the 68510, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $974 /yr. |
| Average Coverage: | $1224 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1524 /yr. |
What is the average home insurance cost for a home in 68510?
- • The average homeowners insurance premium paid annually for a home in 68510 is around $1224 per year.
What does it cost on average per month for home insurance in 68510?
- • Homeowners in 68510 pay a monthly average cost per month around $102.00.
What kind of discount could I get if I combine my home and auto insurance together in 68510?
- • Autoowners in 68510 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Lincoln area, check out other zip codes nearby 68510.
Review average rates in another zip code:
68527 homeowners insurance rates
68508 homeowners insurance rates
68528 homeowners insurance rates
68532 homeowners insurance rates
68507 homeowners insurance rates
68506 homeowners insurance rates
68524 homeowners insurance rates
68521 homeowners insurance rates
68522 homeowners insurance rates
68502 homeowners insurance rates
Home Replacement Cost Coverage in 68510
Average Building Cost Per Square Foot in 68510: $140
Location: Lincoln, Nebraska (Lancaster County)Average Square Footage in 68510: 1,255 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 68510 before you start any project. Lincoln homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68510 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 68510 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,255 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lincoln area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $140 | 1,255 | $175,700 |
| Additional Upgrades & Added Features | $175 | 1,255 | $219,625 |
| Major Home Updates or Advancements | $210 | 1,255 | $263,550 |
It's important to understand that when you estimate your replacement cost of your home in the 68510 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 68510
Forsyth Insurance Agency
Address: 1265 South Cotner Boulevard Lincoln, NE 68510Phone: (402)483-7861
Website: www.forsythins.com
Motorcycle Insurance
Address: 120 South 29th Street Lincoln, NE 68510Phone: (402)476-3599
Website: www.autoinsurancecenter.net
Allstate Insurance - Kris Rosenow
Address: 4221 O St Lincoln, NE 68510Phone: (402)488-0955
Website: www.allstatetoolkit.com/clicks_rate.asp?MB_ID=15549
Best Home & Auto Insurance Agencies in 68510
American Family Insurance- Early, Linda J
Address: 4955 O St Lincoln, NE 68510Phone:
Website: http://www.lincoln.citysearch.com/profile/external/6480375/lincoln_ne/american_family_insurance_early_linda_j.html
Info:
Motorcycle Insurance
Address: 120 S 29th St Lincoln, NE 68510Phone:
Website: http://www.autoinsurancecenter.net
Info:
Hurlburt Daniel A III
Address: 3325 A St Lincoln, NE 68510Phone:
Website:
Info:
Allstate Insurance - Kris Rosenow
Address: 4221 O St Lincoln, NE 68510Phone:
Website: http://www.allstatetoolkit.com/clicks_rate.asp?MB_ID=15549
Info:
Higgins- Beverly J - State Farm Insurance Agent
Address: 123 S 84th St Lincoln, NE 68510Phone:
Website:
Info:
Housing Demographics for 68510
Population Review for 68510 Zip Code
For the city of Lincoln, the population within 68510 has increased to over 21,213 residents in population size. The current population total is 20,669. We have broken down the population based on race below. In 68510, there are over 10022 in male population and 10647 females.
| Population | Values |
|---|---|
| Total Population | 20,669 |
| White Population | 16280 |
| Black Population | 840 |
| Hispanic Population | 1783 |
| Asian Population | 907 |
| Hawaiian Population | 33 |
| Indian Population | 210 |
| Other Population | 739 |
| Male Population | 10022 |
| Female Population | 10647 |
| Population Estimate | 21213 |
Household Data for 68510
The average number of homes in 68510 is around 9,166, there are an average of 2.23 per household. The average house value according to local real estate values is around $175,700. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 9,166 |
| Persons Per Household | 2.23 |
| Average House Value | $175,700 |
| Income Per Household | $61141 |
| Median Age | 37.8 |
| Median Age Male | 36.2 |
| Median Age Female | 39.2 |
| 68510 Details | Values |
|---|---|
| State | NE |
| State Full Name | Nebraska |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 402 |
| City | Lincoln |
| City Alias Name | LINCOLN |
| County | Lancaster |
| County FIPS | 109 |
| State FIPS | 31 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | 4360 |
| PMSA | |
| CSA | 339 |
| CBSA | 30700 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Lincoln, NE |
| MSA_Name | Lincoln, NE MSA |
| PMSA_Name | |
| Region | Midwest |
| Division | West North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 791 |
| Number Of Employees | 14231 |
| Business First Quarter Payroll | 181789 |
| Business Annual Payroll | 786383 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 302157 |
| CBSA Division Population | 0 |
| Congressional District | 01 |
| Congressional LandArea | 8879.02 |
| Delivery Residential | 9513 |
| Delivery Business | 817 |
| Delivery Total | 10000 |
| Preferred Last Line Key | W19933 |
| Classification Code | |
| Multi-County | |
| CSA Name | Lincoln-Beatrice, NE |
| CBSA_DIV_Name | |
| City State Key | W19933 |
| Land Area | 4.551000 |
| Water Area | 0.029000 |
| City Alias Code | |
| City Mixed Case | Lincoln |
| City Alias Mixed Case | Lincoln |
| Box Count | 0 |
| SFDU | 6670 |
| MFDU | 1274 |
| State ANSI | 31 |
| County ANSI | 109 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 305160 |
| Unique ZIP Name | |
| SSA State County Code | 28540 |
| Medicare CBSA Code | 30700 |
| Medicare CBSA Name | Lincoln, NE |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 2 |
| County Mixed Case | Lancaster |
Nebraska Homeowners Insurance News & Information
-
2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024
According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges. Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]
-
What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024
A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly. The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]
-
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]