68512 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 68512 zip code it's important to know that our rates are very competitive for homeowners living in Lincoln, NE. Many homeowners based out of your 68512 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 68512 should appear in the zip code field ready to go. For Lincoln, NE Homeowners Insurance Quotes nearby, we offer the best rates and service.

68512: Average Home Insurance Rates

For homeowners living in the great city of Lincoln, the average homeowners policy is considered very high in comparison to other states. Nebraska premiums are estimated to be around $1188 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 68512 Home Insurance Quotes!

68512 Home Insurance Average Premiums

Local 68512 homeowners insurance quotes comparison

$938 /yr.

Shows Zip Code: 68512 lowest rates with discounts applied on average.

For the 68512, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$938 /yr.
Average Coverage:	$1188 /yr.
2600 sq. ft. or higher (all discounts applied)	$1488 /yr.

What is the average home insurance cost for a home in 68512?

• The average homeowners insurance premium paid annually for a home in 68512 is around $1188 per year.

What does it cost on average per month for home insurance in 68512?

• Homeowners in 68512 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68512?

• Autoowners in 68512 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lincoln area, check out other zip codes nearby 68512.
Review average rates in another zip code:
68502 homeowners insurance rates
68517 homeowners insurance rates
68522 homeowners insurance rates
68505 homeowners insurance rates
68528 homeowners insurance rates
68504 homeowners insurance rates
68526 homeowners insurance rates
68520 homeowners insurance rates
68524 homeowners insurance rates
68510 homeowners insurance rates

Home Replacement Cost Coverage in 68512

Average Building Cost Per Square Foot in 68512: $140

Location: Lincoln, Nebraska (Lancaster County)

Average Square Footage in 68512: 1,761 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68512 before you start any project. Lincoln homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68512 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68512 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,761 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lincoln area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$140	1,761	$246,500
Additional Upgrades & Added Features	$175	1,761	$308,125
Major Home Updates or Advancements	$210	1,761	$369,750

Calculate Your Dwelling Coverage in 68512

It's important to understand that when you estimate your replacement cost of your home in the 68512 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 68512

Bliemeister- Chris M

Address: 2021 Pine Lake Rd, #900 Lincoln, NE 68512
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Allstate Insurance Company - Steve Dunn

Address: 1640 Normandy Ct Lincoln, NE 68512
Phone:
Website: http://www.lincoln.citysearch.com/profile/662596700/lincoln_ne/allstate_insurance_company_steve_dunn.html
Info:

Chris Bliemeister Ins Agency Inc - State Farm Insurance Agent

Address: 2021 Pine Lake Rd Lincoln, NE 68512
Phone:
Website: http://www.lincoln.citysearch.com/profile/external/46271522/lincoln_ne/chris_bliemeister_ins_agcy_inc_state_farm_insurance_agent.html
Info:

New York Life Insurance CO

Address: 8700 Executive Woods Dr Lincoln, NE 68512
Phone:
Website:
Info:

Paul R Johnson Insurance Incorporated

Address: 5533 S 27th St Lincoln, NE 68512
Phone:
Website: http://www.lincoln.citysearch.com/profile/6481683/lincoln_ne/paul_r_johnson_insurance_inc.html
Info:

Housing Demographics for 68512

Population Review for 68512 Zip Code

For the city of Lincoln, the population within 68512 has increased to over 13,956 residents in population size. The current population total is 13,492. We have broken down the population based on race below. In 68512, there are over 6604 in male population and 6888 females.

Population	Values
Total Population	13,492
White Population	11335
Black Population	396
Hispanic Population	710
Asian Population	674
Hawaiian Population	4
Indian Population	44
Other Population	239
Male Population	6604
Female Population	6888
Population Estimate	13956

Household Data for 68512

The average number of homes in 68512 is around 5,583, there are an average of 2.40 per household. The average house value according to local real estate values is around $246,500. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	5,583
Persons Per Household	2.40
Average House Value	$246,500
Income Per Household	$88141
Median Age	37.9
Median Age Male	36.9
Median Age Female	39.0

68512 Details	Values
State	NE
State Full Name	Nebraska
City Type	P
City Alias Abbreviation
Area Code	402
City	Lincoln
City Alias Name	LINCOLN
County	Lancaster
County FIPS	109
State FIPS	31
Time Zone	6
Day Light Saving	Y
MSA	4360
PMSA
CSA	339
CBSA	30700
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Lincoln, NE
MSA_Name	Lincoln, NE MSA
PMSA_Name
Region	Midwest
Division	West North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	529
Number Of Employees	9226
Business First Quarter Payroll	135013
Business Annual Payroll	559542
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	302157
CBSA Division Population	0
Congressional District	01
Congressional LandArea	8879.02
Delivery Residential	5815
Delivery Business	457
Delivery Total	7472
Preferred Last Line Key	W19933
Classification Code
Multi-County
CSA Name	Lincoln-Beatrice, NE
CBSA_DIV_Name
City State Key	W19933
Land Area	9.118000
Water Area	0.000000
City Alias Code
City Mixed Case	Lincoln
City Alias Mixed Case	Lincoln
Box Count	0
SFDU	2857
MFDU	1059
State ANSI	31
County ANSI	109
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	305160
Unique ZIP Name
SSA State County Code	28540
Medicare CBSA Code	30700
Medicare CBSA Name	Lincoln, NE
Medicare CBSA Type	Metro
Market Rating Area ID	2
County Mixed Case	Lancaster

Nebraska Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 68512!