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Quickly Revew Homeowners Insurance in 68631
If you own a home in Creston, NE you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.
GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 68631 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Nebraska licensed agents will also review your needs and make sure you have the appropriate coverage for your home.
If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 68631 and start comparing rates now.
68631 Homeowners Insurance Rates Are Considered: very high!
The average rate for a standard homeowners policy in 68631 is $1154 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.
We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.
Get 68631 Home Insurance Rate Quotes Right Now!
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Creston, NE home insurance quotes in your local city and review the most competitive coverages and premiums.
68631 Home Insurance Average Premiums
$904 /yr.
Shows Zip Code: 68631 lowest rates with discounts applied on average.
For the 68631, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $904 /yr. |
| Average Coverage: | $1154 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1454 /yr. |
What is the average home insurance cost for a home in 68631?
- • The average homeowners insurance premium paid annually for a home in 68631 is around $1154 per year.
What does it cost on average per month for home insurance in 68631?
- • Homeowners in 68631 pay a monthly average cost per month around $96.00.
What kind of discount could I get if I combine my home and auto insurance together in 68631?
- • Autoowners in 68631 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Creston area, check out other zip codes nearby 68631.
Review average rates in another zip code:
68631 homeowners insurance rates
Home Replacement Cost Coverage in 68631
Average Building Cost Per Square Foot in 68631: $140
Location: Creston, Nebraska (Platte County)Average Square Footage in 68631: 1,099 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 68631 before you start any project. Creston homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68631 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 68631 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,099 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Creston area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $140 | 1,099 | $153,800 |
| Additional Upgrades & Added Features | $175 | 1,099 | $192,250 |
| Major Home Updates or Advancements | $210 | 1,099 | $230,700 |
It's important to understand that when you estimate your replacement cost of your home in the 68631 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 68631
Best Home & Auto Insurance Agencies in 68631
Housing Demographics for 68631
Population Review for 68631 Zip Code
For the city of Creston, the population within 68631 has increased to over 256 residents in population size. The current population total is 432. We have broken down the population based on race below. In 68631, there are over 233 in male population and 199 females.
| Population | Values |
|---|---|
| Total Population | 432 |
| White Population | 410 |
| Black Population | 0 |
| Hispanic Population | 14 |
| Asian Population | 2 |
| Hawaiian Population | 0 |
| Indian Population | 5 |
| Other Population | 4 |
| Male Population | 233 |
| Female Population | 199 |
| Population Estimate | 256 |
Household Data for 68631
The average number of homes in 68631 is around 180, there are an average of 2.40 per household. The average house value according to local real estate values is around $153,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 180 |
| Persons Per Household | 2.40 |
| Average House Value | $153,800 |
| Income Per Household | $52813 |
| Median Age | 38.7 |
| Median Age Male | 35.9 |
| Median Age Female | 40.8 |
| 68631 Details | Values |
|---|---|
| State | NE |
| State Full Name | Nebraska |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 531 |
| City | Creston |
| City Alias Name | CRESTON |
| County | Platte |
| County FIPS | 141 |
| State FIPS | 31 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | 18100 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Columbus, NE |
| MSA_Name | |
| PMSA_Name | |
| Region | Midwest |
| Division | West North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 22 |
| Number Of Employees | 79 |
| Business First Quarter Payroll | 1208 |
| Business Annual Payroll | 4156 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 32237 |
| CBSA Division Population | 0 |
| Congressional District | 01 |
| Congressional LandArea | 8879.02 |
| Delivery Residential | 107 |
| Delivery Business | 0 |
| Delivery Total | 192 |
| Preferred Last Line Key | W19640 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | W19640 |
| Land Area | 38.677000 |
| Water Area | 0.050000 |
| City Alias Code | |
| City Mixed Case | Creston |
| City Alias Mixed Case | Creston |
| Box Count | 71 |
| SFDU | 107 |
| MFDU | 0 |
| State ANSI | 31 |
| County ANSI | 141 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | C |
| Finance Number | 302190 |
| Unique ZIP Name | |
| SSA State County Code | 28700 |
| Medicare CBSA Code | 99928 |
| Medicare CBSA Name | Rural Areas in NE |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 3 |
| County Mixed Case | Platte |
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