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68649 Home Insurance Quotes & Rates

Currently, the 759 homes within the 68649 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Nebraska is around $1,227 per year for a standard HO-3 homeowners policy. A standard homeowners policy in North Bend, NE, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 68649.

Nebraska is now ranking #9 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 North Bend home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Nebraska has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 68649 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your North Bend, Nebraska home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For North Bend, NE Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

68649 Home Insurance Average Premiums

Local 68649 homeowners insurance quotes comparison

$977 /yr.

Shows Zip Code: 68649 lowest rates with discounts applied on average.

For the 68649, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$977 /yr.
Average Coverage:$1227 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1527 /yr.

What is the average home insurance cost for a home in 68649?

  • • The average homeowners insurance premium paid annually for a home in 68649 is around $1227 per year.

What does it cost on average per month for home insurance in 68649?

  • • Homeowners in 68649 pay a monthly average cost per month around $102.00.

What kind of discount could I get if I combine my home and auto insurance together in 68649?

  • • Autoowners in 68649 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Bend area, check out other zip codes nearby 68649.
Review average rates in another zip code:
68649 homeowners insurance rates

Home Replacement Cost Coverage in 68649

Average Building Cost Per Square Foot in 68649: $140

Location: North Bend, Nebraska (Dodge County)

Average Square Footage in 68649: 1,169 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68649 before you start any project. North Bend homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68649 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68649 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,169 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Bend area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,169$163,600
Additional Upgrades & Added Features$1751,169$204,500
Major Home Updates or Advancements$2101,169$245,400

It's important to understand that when you estimate your replacement cost of your home in the 68649 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68649

Best Home & Auto Insurance Agencies in 68649

Housing Demographics for 68649

Population Review for 68649 Zip Code

For the city of North Bend, the population within 68649 has increased to over 1,559 residents in population size. The current population total is 1,910. We have broken down the population based on race below. In 68649, there are over 976 in male population and 934 females.

PopulationValues
Total Population1,910
White Population1805
Black Population2
Hispanic Population95
Asian Population4
Hawaiian Population0
Indian Population2
Other Population38
Male Population976
Female Population934
Population Estimate1559

Household Data for 68649

The average number of homes in 68649 is around 759, there are an average of 2.52 per household. The average house value according to local real estate values is around $163,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode759
Persons Per Household2.52
Average House Value$163,600
Income Per Household$77260
Median Age41.5
Median Age Male41.8
Median Age Female41.1
68649 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityNorth Bend
City Alias NameNORTH BEND
CountyDodge
County FIPS053
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA420
CBSA23340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameFremont, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses54
Number Of Employees279
Business First Quarter Payroll1818
Business Annual Payroll8648
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population36691
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential619
Delivery Business16
Delivery Total932
Preferred Last Line KeyW1A068
Classification Code
Multi-County
CSA NameOmaha-Fremont, NE-IA
CBSA_DIV_Name
City State KeyW1A068
Land Area101.216000
Water Area3.906000
City Alias Code
City Mixed CaseNorth Bend
City Alias Mixed CaseNorth Bend
Box Count195
SFDU484
MFDU14
State ANSI31
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number306435
Unique ZIP Name
SSA State County Code28260
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseDodge

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]