Get multiple home insurance quotes in 68658. Our licensed 68658, NE agents are ready to serve you.

68658 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 68658 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Rising City, NE. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 68658 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nebraska, like average Rising City homeowners insurance rates, coverage options or home insurance types, please select Rising City, NE Home Insurance Rates Online!

68658 Home Insurance Average Premiums

Local 68658 homeowners insurance quotes comparison

$933 /yr.

Shows Zip Code: 68658 lowest rates with discounts applied on average.

For the 68658, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$933 /yr.
Average Coverage:$1183 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1483 /yr.

What is the average home insurance cost for a home in 68658?

  • • The average homeowners insurance premium paid annually for a home in 68658 is around $1183 per year.

What does it cost on average per month for home insurance in 68658?

  • • Homeowners in 68658 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68658?

  • • Autoowners in 68658 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Rising City area, check out other zip codes nearby 68658.
Review average rates in another zip code:
68658 homeowners insurance rates

Home Replacement Cost Coverage in 68658

Average Building Cost Per Square Foot in 68658: $140

Location: Rising City, Nebraska (Butler County)

Average Square Footage in 68658: 928 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68658 before you start any project. Rising City homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68658 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68658 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 928 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Rising City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140928$129,900
Additional Upgrades & Added Features$175928$162,375
Major Home Updates or Advancements$210928$194,850

It's important to understand that when you estimate your replacement cost of your home in the 68658 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68658

Best Home & Auto Insurance Agencies in 68658

Housing Demographics for 68658

Population Review for 68658 Zip Code

For the city of Rising City, the population within 68658 has increased to over 526 residents in population size. The current population total is 691. We have broken down the population based on race below. In 68658, there are over 364 in male population and 327 females.

PopulationValues
Total Population691
White Population653
Black Population3
Hispanic Population31
Asian Population0
Hawaiian Population0
Indian Population0
Other Population20
Male Population364
Female Population327
Population Estimate526

Household Data for 68658

The average number of homes in 68658 is around 280, there are an average of 2.47 per household. The average house value according to local real estate values is around $129,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode280
Persons Per Household2.47
Average House Value$129,900
Income Per Household$78452
Median Age44.5
Median Age Male45.8
Median Age Female43.5
68658 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityRising City
City Alias NameRISING CITY
CountyButler
County FIPS023
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees72
Business First Quarter Payroll657
Business Annual Payroll3025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential213
Delivery Business3
Delivery Total306
Preferred Last Line KeyW1A175
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A175
Land Area73.108000
Water Area0.081000
City Alias Code
City Mixed CaseRising City
City Alias Mixed CaseRising City
Box Count78
SFDU213
MFDU0
State ANSI31
County ANSI023
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number307620
Unique ZIP Name
SSA State County Code28110
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseButler

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]