Get multiple home insurance quotes in 68660. Our licensed 68660, NE agents are ready to serve you.

68660, NE Homeowners Insurance Rates

With a population size of 1,134 and with 425 occupied homes in the 68660 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Saint Edward, NE are around $1,209 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Saint Edward, Nebraska. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Nebraska home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Saint Edward, NE.

For Nebraska home insurance information, including average Saint Edward home insurance rates, coverage options or the different homeowners insurance types, please select Saint Edward, NE Home Insurance Quotes Now!

68660 Home Insurance Average Premiums

Local 68660 homeowners insurance quotes comparison

$959 /yr.

Shows Zip Code: 68660 lowest rates with discounts applied on average.

For the 68660, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$959 /yr.
Average Coverage:$1209 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1509 /yr.

What is the average home insurance cost for a home in 68660?

  • • The average homeowners insurance premium paid annually for a home in 68660 is around $1209 per year.

What does it cost on average per month for home insurance in 68660?

  • • Homeowners in 68660 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 68660?

  • • Autoowners in 68660 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Edward area, check out other zip codes nearby 68660.
Review average rates in another zip code:
68660 homeowners insurance rates

Home Replacement Cost Coverage in 68660

Average Building Cost Per Square Foot in 68660: $140

Location: Saint Edward, Nebraska (Boone County)

Average Square Footage in 68660: 806 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68660 before you start any project. Saint Edward homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68660 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68660 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 806 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Edward area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140806$112,800
Additional Upgrades & Added Features$175806$141,000
Major Home Updates or Advancements$210806$169,200

It's important to understand that when you estimate your replacement cost of your home in the 68660 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68660

Best Home & Auto Insurance Agencies in 68660

Housing Demographics for 68660

Population Review for 68660 Zip Code

For the city of Saint Edward, the population within 68660 has increased to over 789 residents in population size. The current population total is 1,134. We have broken down the population based on race below. In 68660, there are over 580 in male population and 554 females.

PopulationValues
Total Population1,134
White Population1026
Black Population8
Hispanic Population71
Asian Population1
Hawaiian Population0
Indian Population5
Other Population43
Male Population580
Female Population554
Population Estimate789

Household Data for 68660

The average number of homes in 68660 is around 425, there are an average of 2.59 per household. The average house value according to local real estate values is around $112,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode425
Persons Per Household2.59
Average House Value$112,800
Income Per Household$53281
Median Age40.8
Median Age Male40.6
Median Age Female41.3
68660 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CitySaint Edward
City Alias NameSAINT EDWARD
CountyBoone
County FIPS011
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses24
Number Of Employees270
Business First Quarter Payroll3576
Business Annual Payroll15834
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|03
Congressional LandArea8879.02|67435.41
Delivery Residential305
Delivery Business6
Delivery Total483
Preferred Last Line KeyW1A205
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A205
Land Area132.067000
Water Area0.009000
City Alias Code
City Mixed CaseSaint Edward
City Alias Mixed CaseSaint Edward
Box Count137
SFDU291
MFDU14
State ANSI31
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number307905
Unique ZIP Name
SSA State County Code28050
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseBoone

Nebraska Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]