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68716 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 68716? Our rates are very competitive for homeowners living in Beemer, NE. Many homeowners based out of your 68716 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 68716 should appear in the zip code field ready to go. For Beemer, NE Home Insurance Rate Quotes click to review the best rates and service online!

68716 Average Premium is Rated: Very High!

Homeowners living in 68716 can easily save up to 40% off the average home insurance premium of $1183 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Beemer that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 68716 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 68716!

68716 Home Insurance Average Premiums

Local 68716 homeowners insurance quotes comparison

$933 /yr.

Shows Zip Code: 68716 lowest rates with discounts applied on average.

For the 68716, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$933 /yr.
Average Coverage:$1183 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1483 /yr.

What is the average home insurance cost for a home in 68716?

  • • The average homeowners insurance premium paid annually for a home in 68716 is around $1183 per year.

What does it cost on average per month for home insurance in 68716?

  • • Homeowners in 68716 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68716?

  • • Autoowners in 68716 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beemer area, check out other zip codes nearby 68716.
Review average rates in another zip code:
68716 homeowners insurance rates

Home Replacement Cost Coverage in 68716

Average Building Cost Per Square Foot in 68716: $140

Location: Beemer, Nebraska (Cuming County)

Average Square Footage in 68716: 631 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68716 before you start any project. Beemer homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68716 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68716 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 631 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beemer area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140631$88,300
Additional Upgrades & Added Features$175631$110,375
Major Home Updates or Advancements$210631$132,450

It's important to understand that when you estimate your replacement cost of your home in the 68716 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68716

Best Home & Auto Insurance Agencies in 68716

Housing Demographics for 68716

Population Review for 68716 Zip Code

For the city of Beemer, the population within 68716 has increased to over 597 residents in population size. The current population total is 925. We have broken down the population based on race below. In 68716, there are over 479 in male population and 446 females.

PopulationValues
Total Population925
White Population850
Black Population4
Hispanic Population41
Asian Population6
Hawaiian Population2
Indian Population5
Other Population21
Male Population479
Female Population446
Population Estimate597

Household Data for 68716

The average number of homes in 68716 is around 388, there are an average of 2.29 per household. The average house value according to local real estate values is around $88,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode388
Persons Per Household2.29
Average House Value$88,300
Income Per Household$57083
Median Age48.7
Median Age Male48.6
Median Age Female48.8
68716 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityBeemer
City Alias NameBEEMER
CountyCuming
County FIPS039
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses30
Number Of Employees175
Business First Quarter Payroll1843
Business Annual Payroll8857
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential261
Delivery Business9
Delivery Total445
Preferred Last Line KeyW19499
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19499
Land Area56.609000
Water Area0.448000
City Alias Code
City Mixed CaseBeemer
City Alias Mixed CaseBeemer
Box Count131
SFDU261
MFDU0
State ANSI31
County ANSI039
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number300780
Unique ZIP Name
SSA State County Code28190
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseCuming

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]