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68727 Home Insurance Rates & Premiums

Did you know there are over 723 people living within the 68727 zip code area? There are over 303 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 68727.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Nebraska are on the rise. The estimated average premium is around $1,205 a year for a standard homeowners insurance policy in Coleridge. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Coleridge, NE Homeowners Insurance Quotes Online

68727 Home Insurance Average Premiums

Local 68727 homeowners insurance quotes comparison

$955 /yr.

Shows Zip Code: 68727 lowest rates with discounts applied on average.

For the 68727, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$955 /yr.
Average Coverage:$1205 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1505 /yr.

What is the average home insurance cost for a home in 68727?

  • • The average homeowners insurance premium paid annually for a home in 68727 is around $1205 per year.

What does it cost on average per month for home insurance in 68727?

  • • Homeowners in 68727 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68727?

  • • Autoowners in 68727 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Coleridge area, check out other zip codes nearby 68727.
Review average rates in another zip code:
68727 homeowners insurance rates

Home Replacement Cost Coverage in 68727

Average Building Cost Per Square Foot in 68727: $140

Location: Coleridge, Nebraska (Cedar County)

Average Square Footage in 68727: 699 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68727 before you start any project. Coleridge homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68727 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68727 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 699 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Coleridge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140699$97,800
Additional Upgrades & Added Features$175699$122,250
Major Home Updates or Advancements$210699$146,700

It's important to understand that when you estimate your replacement cost of your home in the 68727 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68727

Best Home & Auto Insurance Agencies in 68727

Housing Demographics for 68727

Population Review for 68727 Zip Code

For the city of Coleridge, the population within 68727 has increased to over 618 residents in population size. The current population total is 723. We have broken down the population based on race below. In 68727, there are over 365 in male population and 358 females.

PopulationValues
Total Population723
White Population678
Black Population2
Hispanic Population20
Asian Population0
Hawaiian Population0
Indian Population3
Other Population6
Male Population365
Female Population358
Population Estimate618

Household Data for 68727

The average number of homes in 68727 is around 303, there are an average of 2.29 per household. The average house value according to local real estate values is around $97,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode303
Persons Per Household2.29
Average House Value$97,800
Income Per Household$55750
Median Age51.4
Median Age Male47.8
Median Age Female53.6
68727 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityColeridge
City Alias NameCOLERIDGE
CountyCedar
County FIPS027
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees64
Business First Quarter Payroll518
Business Annual Payroll2164
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential270
Delivery Business7
Delivery Total356
Preferred Last Line KeyW19615
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19615
Land Area66.832000
Water Area0.021000
City Alias Code
City Mixed CaseColeridge
City Alias Mixed CaseColeridge
Box Count54
SFDU234
MFDU36
State ANSI31
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number301950
Unique ZIP Name
SSA State County Code28130
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseCedar

Nebraska Homeowners Insurance News & Information

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  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]