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68768, NE Homeowners Insurance Rates

With a population size of 568 and with 249 occupied homes in the 68768 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Pilger, NE are around $1,172 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Pilger, Nebraska. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Nebraska home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Pilger, NE.

For Nebraska home insurance information, including average Pilger home insurance rates, coverage options or the different homeowners insurance types, please select Pilger, NE Home Insurance Quotes Now!

68768 Home Insurance Average Premiums

Local 68768 homeowners insurance quotes comparison

$922 /yr.

Shows Zip Code: 68768 lowest rates with discounts applied on average.

For the 68768, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$922 /yr.
Average Coverage:$1172 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1472 /yr.

What is the average home insurance cost for a home in 68768?

  • • The average homeowners insurance premium paid annually for a home in 68768 is around $1172 per year.

What does it cost on average per month for home insurance in 68768?

  • • Homeowners in 68768 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68768?

  • • Autoowners in 68768 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Pilger area, check out other zip codes nearby 68768.
Review average rates in another zip code:
68768 homeowners insurance rates

Home Replacement Cost Coverage in 68768

Average Building Cost Per Square Foot in 68768: $140

Location: Pilger, Nebraska (Stanton County)

Average Square Footage in 68768: 1,116 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68768 before you start any project. Pilger homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68768 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68768 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,116 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Pilger area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,116$156,300
Additional Upgrades & Added Features$1751,116$195,375
Major Home Updates or Advancements$2101,116$234,450

It's important to understand that when you estimate your replacement cost of your home in the 68768 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68768

Best Home & Auto Insurance Agencies in 68768

Housing Demographics for 68768

Population Review for 68768 Zip Code

For the city of Pilger, the population within 68768 has increased to over 579 residents in population size. The current population total is 568. We have broken down the population based on race below. In 68768, there are over 305 in male population and 263 females.

PopulationValues
Total Population568
White Population516
Black Population0
Hispanic Population39
Asian Population2
Hawaiian Population0
Indian Population0
Other Population20
Male Population305
Female Population263
Population Estimate579

Household Data for 68768

The average number of homes in 68768 is around 249, there are an average of 2.28 per household. The average house value according to local real estate values is around $156,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode249
Persons Per Household2.28
Average House Value$156,300
Income Per Household$60000
Median Age42.8
Median Age Male44.9
Median Age Female41.8
68768 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code531/402
CityPilger
City Alias NamePILGER
CountyStanton
County FIPS167
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA35740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNorfolk, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses17
Number Of Employees65
Business First Quarter Payroll669
Business Annual Payroll3236
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population48271
CBSA Division Population0
Congressional District01|03
Congressional LandArea8879.02|67435.41
Delivery Residential254
Delivery Business10
Delivery Total418
Preferred Last Line KeyW1A129
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A129
Land Area73.635000
Water Area0.617000
City Alias Code
City Mixed CasePilger
City Alias Mixed CasePilger
Box Count0
SFDU178
MFDU76
State ANSI31
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number307110
Unique ZIP Name
SSA State County Code28830
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseStanton

Nebraska Homeowners Insurance News & Information

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    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]