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68771 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 68771 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Randolph, NE quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 68771.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 68771 and start shopping.

Quickly and Easily Compare Average Rates for 68771

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Randolph, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 68771

Homeowners in Randolph are paying roughly $1184 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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68771 Home Insurance Average Premiums

Local 68771 homeowners insurance quotes comparison

$934 /yr.

Shows Zip Code: 68771 lowest rates with discounts applied on average.

For the 68771, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$934 /yr.
Average Coverage:$1184 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1484 /yr.

What is the average home insurance cost for a home in 68771?

  • • The average homeowners insurance premium paid annually for a home in 68771 is around $1184 per year.

What does it cost on average per month for home insurance in 68771?

  • • Homeowners in 68771 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68771?

  • • Autoowners in 68771 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Randolph area, check out other zip codes nearby 68771.
Review average rates in another zip code:
68771 homeowners insurance rates

Home Replacement Cost Coverage in 68771

Average Building Cost Per Square Foot in 68771: $140

Location: Randolph, Nebraska (Cedar County)

Average Square Footage in 68771: 877 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68771 before you start any project. Randolph homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68771 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68771 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 877 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Randolph area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140877$122,800
Additional Upgrades & Added Features$175877$153,500
Major Home Updates or Advancements$210877$184,200

It's important to understand that when you estimate your replacement cost of your home in the 68771 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68771

Best Home & Auto Insurance Agencies in 68771

Housing Demographics for 68771

Population Review for 68771 Zip Code

For the city of Randolph, the population within 68771 has increased to over 998 residents in population size. The current population total is 1,459. We have broken down the population based on race below. In 68771, there are over 748 in male population and 711 females.

PopulationValues
Total Population1,459
White Population1398
Black Population8
Hispanic Population34
Asian Population1
Hawaiian Population0
Indian Population3
Other Population11
Male Population748
Female Population711
Population Estimate998

Household Data for 68771

The average number of homes in 68771 is around 614, there are an average of 2.36 per household. The average house value according to local real estate values is around $122,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode614
Persons Per Household2.36
Average House Value$122,800
Income Per Household$64261
Median Age43.2
Median Age Male40.5
Median Age Female46.1
68771 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityRandolph
City Alias NameRANDOLPH
CountyCedar
County FIPS027
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses44
Number Of Employees322
Business First Quarter Payroll2008
Business Annual Payroll9220
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential423
Delivery Business7
Delivery Total681
Preferred Last Line KeyW1A161
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A161
Land Area152.691000
Water Area0.074000
City Alias Code
City Mixed CaseRandolph
City Alias Mixed CaseRandolph
Box Count200
SFDU418
MFDU0
State ANSI31
County ANSI027
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number307455
Unique ZIP Name
SSA State County Code28130
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseCedar

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]