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If you live in the 68773 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Royal have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NE licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 68773 and then compare quotes from a variety of nationwide insurance companies.

68773 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 68773 the average premium for homeowners coverage is $1197 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 68773. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 68773 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Royal, NE home insurance quotes in your area.

68773 Home Insurance Average Premiums

Local 68773 homeowners insurance quotes comparison

$947 /yr.

Shows Zip Code: 68773 lowest rates with discounts applied on average.

For the 68773, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$947 /yr.
Average Coverage:$1197 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1497 /yr.

What is the average home insurance cost for a home in 68773?

  • • The average homeowners insurance premium paid annually for a home in 68773 is around $1197 per year.

What does it cost on average per month for home insurance in 68773?

  • • Homeowners in 68773 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68773?

  • • Autoowners in 68773 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Royal area, check out other zip codes nearby 68773.
Review average rates in another zip code:
68773 homeowners insurance rates

Home Replacement Cost Coverage in 68773

Average Building Cost Per Square Foot in 68773: $140

Location: Royal, Nebraska (Antelope County)

Average Square Footage in 68773: 1,451 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68773 before you start any project. Royal homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68773 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68773 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,451 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Royal area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,451$203,100
Additional Upgrades & Added Features$1751,451$253,875
Major Home Updates or Advancements$2101,451$304,650

It's important to understand that when you estimate your replacement cost of your home in the 68773 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68773

Best Home & Auto Insurance Agencies in 68773

Housing Demographics for 68773

Population Review for 68773 Zip Code

For the city of Royal, the population within 68773 has increased to over 177 residents in population size. The current population total is 165. We have broken down the population based on race below. In 68773, there are over 89 in male population and 76 females.

PopulationValues
Total Population165
White Population156
Black Population0
Hispanic Population3
Asian Population1
Hawaiian Population0
Indian Population0
Other Population0
Male Population89
Female Population76
Population Estimate177

Household Data for 68773

The average number of homes in 68773 is around 79, there are an average of 2.09 per household. The average house value according to local real estate values is around $203,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode79
Persons Per Household2.09
Average House Value$203,100
Income Per Household$40469
Median Age54.5
Median Age Male55.2
Median Age Female48.0
68773 DetailsValues
StateNE
State Full NameNebraska
City TypeN
City Alias Abbreviation
Area Code402
CityRoyal
City Alias NameROYAL
CountyAntelope
County FIPS003
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees37
Business First Quarter Payroll388
Business Annual Payroll2343
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential85
Delivery Business3
Delivery Total93
Preferred Last Line Key018676
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key018676
Land Area51.893000
Water Area0.103000
City Alias Code
City Mixed CaseRoyal
City Alias Mixed CaseRoyal
Box Count0
SFDU85
MFDU0
State ANSI31
County ANSI003
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number306705
Unique ZIP Name
SSA State County Code28010
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseAntelope

Nebraska Homeowners Insurance News & Information

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