Get multiple home insurance quotes in 68779. Our licensed 68779, NE agents are ready to serve you.

Start Searching Home Insurance Quotes in 68779

Are you paying too much for homeowners insurance in 68779? If the answer is yes, you are not alone. Luckily, we can help you find a great policy in Stanton, NE that provides all of the protection you need at a price that is affordable.

Our service doesn’t end with sending you quotes from 12 of the nations top insurance companies, our Nebraska licensed agents will also advise you on every step of the process. They can review your coverage levels to make sure you are fully protected, answer any questions you have and perform a discount review.

Discounts are a major factor when shopping for insurance and can dramatically reduce your costs. Most insurers offer a variety of homeowners insurance discounts but here are few of the most common discounts in 68779?

  • Bundling: Buying home, auto and life from one insurer will result in a big discount. Details vary but expect savings of up to 25 percent.
  • Security System: Have a security system in your home or are installing one? You should qualify for a discount. Notify your insurer and ask for a home security system discount.
  • Paperless Policy: Getting your policy and bills via email instead of in the mail reduces cost for your insurer and they pass some of the savings on to you.

Our service is always free so get started today. Free 68779 home insurance quotes are just a click away. Simply click the "Get Multiple Quotes Now" button, verify your 68779 and get ready to save.

3 Easy Ways To Save Money In 68779

These three links will help you explore home insurance quotes in 68779 zip code as well as provide data about the average cost of a policy in your particular area. This information can be used to verify you are getting a great price on your new policy.

Get Your 68779 Home Insurance Costs Rated: very high!

The average price for a homeowners insurance policy in Stanton is roughly $1159. This average is for a standard HO-3 policy, which is the industry standard for a single family home. While an HO-3 policy will protect your home and possessions while also offering liability coverage, it does not protect against flood or earthquake damage.

If you live in a flood zone, a separate flood insurance policy will be required. Our quoting process, combined with our agents local knowledge ensures that you will have the protection you need for your home.

Get 68779 Homeowners Insurance Rates Right Now!

68779 Home Insurance Average Premiums

Local 68779 homeowners insurance quotes comparison

$909 /yr.

Shows Zip Code: 68779 lowest rates with discounts applied on average.

For the 68779, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$909 /yr.
Average Coverage:$1159 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1459 /yr.

What is the average home insurance cost for a home in 68779?

  • • The average homeowners insurance premium paid annually for a home in 68779 is around $1159 per year.

What does it cost on average per month for home insurance in 68779?

  • • Homeowners in 68779 pay a monthly average cost per month around $97.00.

What kind of discount could I get if I combine my home and auto insurance together in 68779?

  • • Autoowners in 68779 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Stanton area, check out other zip codes nearby 68779.
Review average rates in another zip code:
68779 homeowners insurance rates

Home Replacement Cost Coverage in 68779

Average Building Cost Per Square Foot in 68779: $140

Location: Stanton, Nebraska (Stanton County)

Average Square Footage in 68779: 909 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68779 before you start any project. Stanton homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68779 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68779 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 909 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Stanton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140909$127,300
Additional Upgrades & Added Features$175909$159,125
Major Home Updates or Advancements$210909$190,950

It's important to understand that when you estimate your replacement cost of your home in the 68779 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68779

Best Home & Auto Insurance Agencies in 68779

Housing Demographics for 68779

Population Review for 68779 Zip Code

For the city of Stanton, the population within 68779 has increased to over 1,512 residents in population size. The current population total is 2,342. We have broken down the population based on race below. In 68779, there are over 1184 in male population and 1158 females.

PopulationValues
Total Population2,342
White Population2190
Black Population5
Hispanic Population79
Asian Population10
Hawaiian Population3
Indian Population7
Other Population31
Male Population1184
Female Population1158
Population Estimate1512

Household Data for 68779

The average number of homes in 68779 is around 909, there are an average of 2.50 per household. The average house value according to local real estate values is around $127,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode909
Persons Per Household2.50
Average House Value$127,300
Income Per Household$70809
Median Age44.4
Median Age Male42.8
Median Age Female46.0
68779 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityStanton
City Alias NameSTANTON
CountyStanton
County FIPS167
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA35740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNorfolk, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses48
Number Of Employees188
Business First Quarter Payroll1440
Business Annual Payroll6110
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population48271
CBSA Division Population0
Congressional District01
Congressional LandArea8879.02
Delivery Residential605
Delivery Business7
Delivery Total1018
Preferred Last Line KeyW1A297
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A297
Land Area172.554000
Water Area2.038000
City Alias Code
City Mixed CaseStanton
City Alias Mixed CaseStanton
Box Count351
SFDU605
MFDU0
State ANSI31
County ANSI167
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number308460
Unique ZIP Name
SSA State County Code28830
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseStanton

Nebraska Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]