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Homeowners Insurance in 68781

Getting the most affordable home insurance rates in 68781 just got easier for Tilden, NE home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Tilden. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-913-276-4017 For Tilden, NE Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 68781

When discussing Nebraska homeowners insurance rates, Tilden residents are finding new ways to save time and money by discovering lower rates when they shop online. Nebraska may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 9. Residents that live within the 68781 zipcode are currently paying $1196 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Tilden does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

68781 Home Insurance Average Premiums

Local 68781 homeowners insurance quotes comparison

$946 /yr.

Shows Zip Code: 68781 lowest rates with discounts applied on average.

For the 68781, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$946 /yr.
Average Coverage:$1196 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1496 /yr.

What is the average home insurance cost for a home in 68781?

  • • The average homeowners insurance premium paid annually for a home in 68781 is around $1196 per year.

What does it cost on average per month for home insurance in 68781?

  • • Homeowners in 68781 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68781?

  • • Autoowners in 68781 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tilden area, check out other zip codes nearby 68781.
Review average rates in another zip code:
68781 homeowners insurance rates

Home Replacement Cost Coverage in 68781

Average Building Cost Per Square Foot in 68781: $140

Location: Tilden, Nebraska (Madison County)

Average Square Footage in 68781: 797 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68781 before you start any project. Tilden homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68781 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68781 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 797 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tilden area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140797$111,600
Additional Upgrades & Added Features$175797$139,500
Major Home Updates or Advancements$210797$167,400

It's important to understand that when you estimate your replacement cost of your home in the 68781 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68781

Best Home & Auto Insurance Agencies in 68781

Housing Demographics for 68781

Population Review for 68781 Zip Code

For the city of Tilden, the population within 68781 has increased to over 990 residents in population size. The current population total is 1,442. We have broken down the population based on race below. In 68781, there are over 760 in male population and 682 females.

PopulationValues
Total Population1,442
White Population1357
Black Population12
Hispanic Population43
Asian Population4
Hawaiian Population1
Indian Population13
Other Population19
Male Population760
Female Population682
Population Estimate990

Household Data for 68781

The average number of homes in 68781 is around 573, there are an average of 2.52 per household. The average house value according to local real estate values is around $111,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode573
Persons Per Household2.52
Average House Value$111,600
Income Per Household$56875
Median Age38.3
Median Age Male38.1
Median Age Female38.7
68781 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityTilden
City Alias NameTILDEN
CountyMadison
County FIPS119
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA35740
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNorfolk, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses33
Number Of Employees246
Business First Quarter Payroll1873
Business Annual Payroll9753
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population48271
CBSA Division Population0
Congressional District01|03
Congressional LandArea8879.02|67435.41
Delivery Residential393
Delivery Business16
Delivery Total698
Preferred Last Line KeyW1A358
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A358
Land Area128.407000
Water Area0.385000
City Alias Code
City Mixed CaseTilden
City Alias Mixed CaseTilden
Box Count230
SFDU367
MFDU26
State ANSI31
County ANSI119
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number309000
Unique ZIP Name
SSA State County Code28590
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseMadison

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]