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68801 Home Insurance Quotes & Rates

Currently, the 10,953 homes within the 68801 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Nebraska is around $1,197 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Grand Island, NE, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 68801.

Nebraska is now ranking #9 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Grand Island home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Nebraska has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 68801 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Grand Island, Nebraska home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Grand Island, NE Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

68801 Home Insurance Average Premiums

Local 68801 homeowners insurance quotes comparison

$947 /yr.

Shows Zip Code: 68801 lowest rates with discounts applied on average.

For the 68801, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$947 /yr.
Average Coverage:$1197 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1497 /yr.

What is the average home insurance cost for a home in 68801?

  • • The average homeowners insurance premium paid annually for a home in 68801 is around $1197 per year.

What does it cost on average per month for home insurance in 68801?

  • • Homeowners in 68801 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68801?

  • • Autoowners in 68801 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grand Island area, check out other zip codes nearby 68801.
Review average rates in another zip code:
68803 homeowners insurance rates
68801 homeowners insurance rates

Home Replacement Cost Coverage in 68801

Average Building Cost Per Square Foot in 68801: $140

Location: Grand Island, Nebraska (Hall County)

Average Square Footage in 68801: 997 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68801 before you start any project. Grand Island homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68801 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68801 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 997 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grand Island area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140997$139,600
Additional Upgrades & Added Features$175997$174,500
Major Home Updates or Advancements$210997$209,400

It's important to understand that when you estimate your replacement cost of your home in the 68801 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68801

CBS Insurance Associates

Address: 2621 W Us Highway 30 Grand Island, NE 68801
Phone: (308)381-1762
Website: www.cbsinsne.com

Best Home & Auto Insurance Agencies in 68801

Alan D Zwink Ins Agency Inc - State Farm Insurance Agent

Address: 523 W 3rd St Grand Island, NE 68801
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Dee R Price Insurance Agcy Inc - State Farm Insurance Agent

Address: 1300 S Locust St Grand Island, NE 68801
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 68801

Population Review for 68801 Zip Code

For the city of Grand Island, the population within 68801 has increased to over 31,598 residents in population size. The current population total is 30,440. We have broken down the population based on race below. In 68801, there are over 15502 in male population and 14938 females.

PopulationValues
Total Population30,440
White Population17904
Black Population1208
Hispanic Population13064
Asian Population288
Hawaiian Population28
Indian Population582
Other Population6787
Male Population15502
Female Population14938
Population Estimate31598

Household Data for 68801

The average number of homes in 68801 is around 10,953, there are an average of 2.72 per household. The average house value according to local real estate values is around $139,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode10,953
Persons Per Household2.72
Average House Value$139,600
Income Per Household$57170
Median Age33.7
Median Age Male33.1
Median Age Female34.5
68801 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityGrand Island
City Alias NameGRAND ISLAND
CountyHall
County FIPS079
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA24260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGrand Island, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses721
Number Of Employees15146
Business First Quarter Payroll148070
Business Annual Payroll627542
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population72726
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential11617
Delivery Business923
Delivery Total12402
Preferred Last Line KeyW19789
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19789
Land Area89.958000
Water Area2.072000
City Alias Code
City Mixed CaseGrand Island
City Alias Mixed CaseGrand Island
Box Count0
SFDU9400
MFDU1189
State ANSI31
County ANSI079
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number303735
Unique ZIP Name
SSA State County Code28390
Medicare CBSA Code24260
Medicare CBSA NameGrand Island, NE
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHall

Nebraska Homeowners Insurance News & Information

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