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68815 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 68815 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Arcadia, NE. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 68815 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nebraska, like average Arcadia homeowners insurance rates, coverage options or home insurance types, please select Arcadia, NE Home Insurance Rates Online!

68815 Home Insurance Average Premiums

Local 68815 homeowners insurance quotes comparison

$906 /yr.

Shows Zip Code: 68815 lowest rates with discounts applied on average.

For the 68815, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$906 /yr.
Average Coverage:$1156 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1456 /yr.

What is the average home insurance cost for a home in 68815?

  • • The average homeowners insurance premium paid annually for a home in 68815 is around $1156 per year.

What does it cost on average per month for home insurance in 68815?

  • • Homeowners in 68815 pay a monthly average cost per month around $96.00.

What kind of discount could I get if I combine my home and auto insurance together in 68815?

  • • Autoowners in 68815 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Arcadia area, check out other zip codes nearby 68815.
Review average rates in another zip code:
68815 homeowners insurance rates

Home Replacement Cost Coverage in 68815

Average Building Cost Per Square Foot in 68815: $140

Location: Arcadia, Nebraska (Valley County)

Average Square Footage in 68815: 1,101 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68815 before you start any project. Arcadia homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68815 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68815 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,101 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Arcadia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,101$154,200
Additional Upgrades & Added Features$1751,101$192,750
Major Home Updates or Advancements$2101,101$231,300

It's important to understand that when you estimate your replacement cost of your home in the 68815 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68815

Best Home & Auto Insurance Agencies in 68815

Housing Demographics for 68815

Population Review for 68815 Zip Code

For the city of Arcadia, the population within 68815 has increased to over 415 residents in population size. The current population total is 566. We have broken down the population based on race below. In 68815, there are over 292 in male population and 274 females.

PopulationValues
Total Population566
White Population548
Black Population0
Hispanic Population10
Asian Population1
Hawaiian Population0
Indian Population0
Other Population4
Male Population292
Female Population274
Population Estimate415

Household Data for 68815

The average number of homes in 68815 is around 237, there are an average of 2.39 per household. The average house value according to local real estate values is around $154,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode237
Persons Per Household2.39
Average House Value$154,200
Income Per Household$60875
Median Age37.3
Median Age Male35.7
Median Age Female38.0
68815 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityArcadia
City Alias NameARCADIA
CountyValley
County FIPS175
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses25
Number Of Employees112
Business First Quarter Payroll1387
Business Annual Payroll4908
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential174
Delivery Business6
Delivery Total286
Preferred Last Line KeyW19463
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19463
Land Area164.356000
Water Area0.026000
City Alias Code
City Mixed CaseArcadia
City Alias Mixed CaseArcadia
Box Count79
SFDU167
MFDU7
State ANSI31
County ANSI175
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number300375
Unique ZIP Name
SSA State County Code28870
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseValley

Nebraska Homeowners Insurance News & Information

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