Get multiple home insurance quotes in 68823. Our licensed 68823, NE agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 68823

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 68823, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Burwell, NE from a list of top tier nationwide insurers.

Our Nebraska licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 68823 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 68823

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Burwell, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

68823 Ratings: very high!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Burwell we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 68823, homeowners are seeing rates around 1175 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 68823!

68823 Home Insurance Average Premiums

Local 68823 homeowners insurance quotes comparison

$925 /yr.

Shows Zip Code: 68823 lowest rates with discounts applied on average.

For the 68823, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$925 /yr.
Average Coverage:$1175 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1475 /yr.

What is the average home insurance cost for a home in 68823?

  • • The average homeowners insurance premium paid annually for a home in 68823 is around $1175 per year.

What does it cost on average per month for home insurance in 68823?

  • • Homeowners in 68823 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68823?

  • • Autoowners in 68823 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burwell area, check out other zip codes nearby 68823.
Review average rates in another zip code:
68823 homeowners insurance rates

Home Replacement Cost Coverage in 68823

Average Building Cost Per Square Foot in 68823: $140

Location: Burwell, Nebraska (Garfield County)

Average Square Footage in 68823: 870 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68823 before you start any project. Burwell homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68823 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68823 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 870 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burwell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140870$121,800
Additional Upgrades & Added Features$175870$152,250
Major Home Updates or Advancements$210870$182,700

It's important to understand that when you estimate your replacement cost of your home in the 68823 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68823

Best Home & Auto Insurance Agencies in 68823

Larsen Gerald L New York Life Insurance CO

Address: 171 Grand Ave Burwell, NE 68823
Phone:
Website: http://www.newyorklife.com
Info: New York Life Insurance Company - The Company You Keep
Life Insurance, Annuities, Long-Term Care Insurance, and Mutual Funds from the Company You Keep. life insurance, annuities, long-term care insurance, whole, term, universal, life insurance quote, sales careers, New York Life

Housing Demographics for 68823

Population Review for 68823 Zip Code

For the city of Burwell, the population within 68823 has increased to over 1,353 residents in population size. The current population total is 2,190. We have broken down the population based on race below. In 68823, there are over 1082 in male population and 1108 females.

PopulationValues
Total Population2,190
White Population2113
Black Population3
Hispanic Population41
Asian Population0
Hawaiian Population0
Indian Population2
Other Population5
Male Population1082
Female Population1108
Population Estimate1353

Household Data for 68823

The average number of homes in 68823 is around 939, there are an average of 2.26 per household. The average house value according to local real estate values is around $121,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode939
Persons Per Household2.26
Average House Value$121,800
Income Per Household$58589
Median Age50.7
Median Age Male51.3
Median Age Female50.2
68823 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityBurwell
City Alias NameBURWELL
CountyGarfield
County FIPS071
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses109
Number Of Employees652
Business First Quarter Payroll4866
Business Annual Payroll21704
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential599
Delivery Business21
Delivery Total1147
Preferred Last Line KeyW19568
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19568
Land Area929.300000
Water Area9.721000
City Alias Code
City Mixed CaseBurwell
City Alias Mixed CaseBurwell
Box Count349
SFDU599
MFDU0
State ANSI31
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number301485
Unique ZIP Name
SSA State County Code28350
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseGarfield

Nebraska Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]