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Searching for Homeowners Insurance in 68862

If you are a homeowners that lives in 68862 you may be searching for more affordable homeowners insurance in Ord. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Ord, NE. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Nebraska licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 68862 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Ord, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 68862 Home Insurance Costs: very high!

In Ord, homeowners are paying roughly $1186 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 68862 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Ord are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 68862 policy right now!

68862 Home Insurance Average Premiums

Local 68862 homeowners insurance quotes comparison

$936 /yr.

Shows Zip Code: 68862 lowest rates with discounts applied on average.

For the 68862, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$936 /yr.
Average Coverage:$1186 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1486 /yr.

What is the average home insurance cost for a home in 68862?

  • • The average homeowners insurance premium paid annually for a home in 68862 is around $1186 per year.

What does it cost on average per month for home insurance in 68862?

  • • Homeowners in 68862 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68862?

  • • Autoowners in 68862 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Ord area, check out other zip codes nearby 68862.
Review average rates in another zip code:
68862 homeowners insurance rates

Home Replacement Cost Coverage in 68862

Average Building Cost Per Square Foot in 68862: $140

Location: Ord, Nebraska (Valley County)

Average Square Footage in 68862: 930 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68862 before you start any project. Ord homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68862 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68862 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 930 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Ord area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140930$130,200
Additional Upgrades & Added Features$175930$162,750
Major Home Updates or Advancements$210930$195,300

It's important to understand that when you estimate your replacement cost of your home in the 68862 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68862

Best Home & Auto Insurance Agencies in 68862

Housing Demographics for 68862

Population Review for 68862 Zip Code

For the city of Ord, the population within 68862 has increased to over 3,077 residents in population size. The current population total is 2,908. We have broken down the population based on race below. In 68862, there are over 1420 in male population and 1488 females.

PopulationValues
Total Population2,908
White Population2757
Black Population15
Hispanic Population92
Asian Population9
Hawaiian Population8
Indian Population10
Other Population36
Male Population1420
Female Population1488
Population Estimate3077

Household Data for 68862

The average number of homes in 68862 is around 1,279, there are an average of 2.24 per household. The average house value according to local real estate values is around $130,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,279
Persons Per Household2.24
Average House Value$130,200
Income Per Household$57750
Median Age44.4
Median Age Male43.0
Median Age Female44.9
68862 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityOrd
City Alias NameORD
CountyValley
County FIPS175
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses157
Number Of Employees1043
Business First Quarter Payroll8847
Business Annual Payroll38051
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential1374
Delivery Business142
Delivery Total1628
Preferred Last Line KeyW1A100
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW1A100
Land Area299.774000
Water Area0.870000
City Alias Code
City Mixed CaseOrd
City Alias Mixed CaseOrd
Box Count33
SFDU1270
MFDU80
State ANSI31
County ANSI175
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number306720
Unique ZIP Name
SSA State County Code28870
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseValley

Nebraska Homeowners Insurance News & Information

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