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Home Insurance Rates in 68872

For homeowners shopping online in 68872, our insurance rates are very competitive for homeowners living in Saint Libory, NE. Many homeowners based out of the great city of Saint Libory have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 68872, simply click the "Get Multiple Quotes Now" button. Your 68872 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Saint Libory, NE Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

68872 Home Insurance Rating is: Very High!

If you live in 68872, you can easily save up to 40% off the average home insurance premium of $1193 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Saint Libory can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 68872 today!

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68872 Home Insurance Average Premiums

Local 68872 homeowners insurance quotes comparison

$943 /yr.

Shows Zip Code: 68872 lowest rates with discounts applied on average.

For the 68872, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$943 /yr.
Average Coverage:$1193 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1493 /yr.

What is the average home insurance cost for a home in 68872?

  • • The average homeowners insurance premium paid annually for a home in 68872 is around $1193 per year.

What does it cost on average per month for home insurance in 68872?

  • • Homeowners in 68872 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68872?

  • • Autoowners in 68872 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Saint Libory area, check out other zip codes nearby 68872.
Review average rates in another zip code:
68872 homeowners insurance rates

Home Replacement Cost Coverage in 68872

Average Building Cost Per Square Foot in 68872: $140

Location: Saint Libory, Nebraska (Howard County)

Average Square Footage in 68872: 1,224 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68872 before you start any project. Saint Libory homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68872 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68872 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,224 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Saint Libory area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,224$171,300
Additional Upgrades & Added Features$1751,224$214,125
Major Home Updates or Advancements$2101,224$256,950

It's important to understand that when you estimate your replacement cost of your home in the 68872 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68872

Best Home & Auto Insurance Agencies in 68872

Housing Demographics for 68872

Population Review for 68872 Zip Code

For the city of Saint Libory, the population within 68872 has increased to over 923 residents in population size. The current population total is 908. We have broken down the population based on race below. In 68872, there are over 455 in male population and 453 females.

PopulationValues
Total Population908
White Population873
Black Population3
Hispanic Population25
Asian Population1
Hawaiian Population0
Indian Population2
Other Population6
Male Population455
Female Population453
Population Estimate923

Household Data for 68872

The average number of homes in 68872 is around 356, there are an average of 2.55 per household. The average house value according to local real estate values is around $171,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode356
Persons Per Household2.55
Average House Value$171,300
Income Per Household$74676
Median Age44.2
Median Age Male42.4
Median Age Female45.1
68872 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CitySaint Libory
City Alias NameSAINT LIBORY
CountyHoward
County FIPS093
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA24260
CBSA_DIV
CBSA_TypeMetro
CBSA_NameGrand Island, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees23
Business First Quarter Payroll158
Business Annual Payroll1919
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population72726
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential362
Delivery Business6
Delivery Total401
Preferred Last Line KeyW1A207
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A207
Land Area62.479000
Water Area0.000000
City Alias Code
City Mixed CaseSaint Libory
City Alias Mixed CaseSaint Libory
Box Count28
SFDU362
MFDU0
State ANSI31
County ANSI093
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number307935
Unique ZIP Name
SSA State County Code28460
Medicare CBSA Code24260
Medicare CBSA NameGrand Island, NE
Medicare CBSA TypeMetro
Market Rating Area ID3
County Mixed CaseHoward

Nebraska Homeowners Insurance News & Information

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