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68879 Home Insurance Quotes & Rates

Currently, the 131 homes within the 68879 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Nebraska is around $1,200 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Taylor, NE, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 68879.

Nebraska is now ranking #9 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Taylor home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Nebraska has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 68879 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Taylor, Nebraska home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Taylor, NE Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

68879 Home Insurance Average Premiums

Local 68879 homeowners insurance quotes comparison

$950 /yr.

Shows Zip Code: 68879 lowest rates with discounts applied on average.

For the 68879, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$950 /yr.
Average Coverage:$1200 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1500 /yr.

What is the average home insurance cost for a home in 68879?

  • • The average homeowners insurance premium paid annually for a home in 68879 is around $1200 per year.

What does it cost on average per month for home insurance in 68879?

  • • Homeowners in 68879 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68879?

  • • Autoowners in 68879 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Taylor area, check out other zip codes nearby 68879.
Review average rates in another zip code:
68879 homeowners insurance rates

Home Replacement Cost Coverage in 68879

Average Building Cost Per Square Foot in 68879: $140

Location: Taylor, Nebraska (Loup County)

Average Square Footage in 68879: 500 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68879 before you start any project. Taylor homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68879 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68879 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 500 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Taylor area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140500$70,000
Additional Upgrades & Added Features$175500$87,500
Major Home Updates or Advancements$210500$105,000

It's important to understand that when you estimate your replacement cost of your home in the 68879 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68879

Best Home & Auto Insurance Agencies in 68879

Housing Demographics for 68879

Population Review for 68879 Zip Code

For the city of Taylor, the population within 68879 has increased to over 208 residents in population size. The current population total is 284. We have broken down the population based on race below. In 68879, there are over 149 in male population and 135 females.

PopulationValues
Total Population284
White Population260
Black Population0
Hispanic Population9
Asian Population1
Hawaiian Population0
Indian Population0
Other Population6
Male Population149
Female Population135
Population Estimate208

Household Data for 68879

The average number of homes in 68879 is around 131, there are an average of 2.17 per household. The average house value according to local real estate values is around $70,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode131
Persons Per Household2.17
Average House Value$70,000
Income Per Household$40625
Median Age47.3
Median Age Male40.2
Median Age Female55.5
68879 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityTaylor
City Alias NameTAYLOR
CountyLoup
County FIPS115
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees30
Business First Quarter Payroll140
Business Annual Payroll565
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential96
Delivery Business1
Delivery Total183
Preferred Last Line KeyW1A348
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW1A348
Land Area182.864000
Water Area0.245000
City Alias Code
City Mixed CaseTaylor
City Alias Mixed CaseTaylor
Box Count68
SFDU96
MFDU0
State ANSI31
County ANSI115
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number308880
Unique ZIP Name
SSA State County Code28570
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseLoup

Nebraska Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]