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68901 Home Insurance Quotes, Rates & Coverage
Are you looking for the right homeowners insurance policy at an affordable price for your home in 68901? There are over 10,786 occupied homes in the 68901 area. With a population size of 26,269, it's not uncommon for residence of Hastings, NE to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Nebraska is around $1,177 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 68901 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.
For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Hastings, NE Home Insurance Rate Quotes
68901 Home Insurance Average Premiums
$927 /yr.
Shows Zip Code: 68901 lowest rates with discounts applied on average.
For the 68901, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $927 /yr. |
| Average Coverage: | $1177 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $1477 /yr. |
What is the average home insurance cost for a home in 68901?
- • The average homeowners insurance premium paid annually for a home in 68901 is around $1177 per year.
What does it cost on average per month for home insurance in 68901?
- • Homeowners in 68901 pay a monthly average cost per month around $98.00.
What kind of discount could I get if I combine my home and auto insurance together in 68901?
- • Autoowners in 68901 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Hastings area, check out other zip codes nearby 68901.
Review average rates in another zip code:
68901 homeowners insurance rates
Home Replacement Cost Coverage in 68901
Average Building Cost Per Square Foot in 68901: $140
Location: Hastings, Nebraska (Adams County)Average Square Footage in 68901: 981 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 68901 before you start any project. Hastings homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68901 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 68901 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 981 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hastings area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $140 | 981 | $137,300 |
| Additional Upgrades & Added Features | $175 | 981 | $171,625 |
| Major Home Updates or Advancements | $210 | 981 | $205,950 |
It's important to understand that when you estimate your replacement cost of your home in the 68901 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 68901
Farmers Mutual Insurance CO of NEBR
Address: 710 South Burlington Avenue Hastings, NE 68901Phone: (402)463-1256
Website:
Ellerbrock-Norris Insurance
Address: 2727 West 2nd Street Hastings, NE 68901Phone: (402)463-2461
Website: www.ellerbrock-norris.com
Klein Insurance Inc
Address: 710 South Burlington Avenue Hastings, NE 68901Phone: (402)463-1256
Website:
Stuehrenberg Agency Inc
Address: 533 West 2nd Street Hastings, NE 68901Phone: (402)462-4301
Website: www.stuehrenbergagencyinc.com
Best Home & Auto Insurance Agencies in 68901
Schneider- Laura L
Address: 410 N Minnesota Ave Hastings, NE 68901Phone:
Website:
Info:
Klein Insurance Inc
Address: 710 S Burlington Ave Hastings, NE 68901Phone:
Website:
Info:
Brant, Jeb - Shelter Insurance
Address: 725 West 2nd Street Hastings, NE 68901Phone:
Website: http://www.shelterinsurance.com/CA/agent/JEBBRANT
Info:
American Family Insurance - Gary Peters
Address: 704 Eastside Boulevard Hastings, NE 68901Phone:
Website: http://www.national.citysearch.com/profile/external/604219832/hastings_ne/american_family_insurance_gary_peters.html
Info:
Laux- Kenneth R
Address: 2632 W 2nd St Hastings, NE 68901Phone:
Website:
Info:
Housing Demographics for 68901
Population Review for 68901 Zip Code
For the city of Hastings, the population within 68901 has increased to over 26,855 residents in population size. The current population total is 26,269. We have broken down the population based on race below. In 68901, there are over 12878 in male population and 13391 females.
| Population | Values |
|---|---|
| Total Population | 26,269 |
| White Population | 21998 |
| Black Population | 252 |
| Hispanic Population | 3511 |
| Asian Population | 409 |
| Hawaiian Population | 9 |
| Indian Population | 169 |
| Other Population | 1498 |
| Male Population | 12878 |
| Female Population | 13391 |
| Population Estimate | 26855 |
Household Data for 68901
The average number of homes in 68901 is around 10,786, there are an average of 2.35 per household. The average house value according to local real estate values is around $137,300. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 10,786 |
| Persons Per Household | 2.35 |
| Average House Value | $137,300 |
| Income Per Household | $55610 |
| Median Age | 37.3 |
| Median Age Male | 35.7 |
| Median Age Female | 39.1 |
| 68901 Details | Values |
|---|---|
| State | NE |
| State Full Name | Nebraska |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 402/531 |
| City | Hastings |
| City Alias Name | HASTINGS |
| County | Adams |
| County FIPS | 001 |
| State FIPS | 31 |
| Time Zone | 6 |
| Day Light Saving | Y |
| MSA | |
| PMSA | |
| CSA | |
| CBSA | 25580 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Hastings, NE |
| MSA_Name | |
| PMSA_Name | |
| Region | Midwest |
| Division | West North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 838 |
| Number Of Employees | 11581 |
| Business First Quarter Payroll | 111861 |
| Business Annual Payroll | 505111 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 37906 |
| CBSA Division Population | 0 |
| Congressional District | 03 |
| Congressional LandArea | 67435.41 |
| Delivery Residential | 11428 |
| Delivery Business | 1062 |
| Delivery Total | 12335 |
| Preferred Last Line Key | W19824 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | |
| CBSA_DIV_Name | |
| City State Key | W19824 |
| Land Area | 150.157000 |
| Water Area | 0.588000 |
| City Alias Code | |
| City Mixed Case | Hastings |
| City Alias Mixed Case | Hastings |
| Box Count | 0 |
| SFDU | 9489 |
| MFDU | 581 |
| State ANSI | 31 |
| County ANSI | 001 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 304080 |
| Unique ZIP Name | |
| SSA State County Code | 28000 |
| Medicare CBSA Code | 99928 |
| Medicare CBSA Name | Rural Areas in NE |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 3 |
| County Mixed Case | Adams |
Nebraska Homeowners Insurance News & Information
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Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]
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North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025
The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]
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2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025
While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future. According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]