Get multiple home insurance quotes in 68923. Our licensed 68923, NE agents are ready to serve you.

68923, NE Home Insurance

In the zip code of 68923, the population size is around 106, which consists of 43 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Atlanta, NE. A few years ago, a study was done and found that the average home insurance rates for Nebraska are around $1,212 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 68923 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Atlanta. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Atlanta, NE Homeowners Insurance Online Rates Today!

68923 Home Insurance Average Premiums

Local 68923 homeowners insurance quotes comparison

$962 /yr.

Shows Zip Code: 68923 lowest rates with discounts applied on average.

For the 68923, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$962 /yr.
Average Coverage:$1212 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1512 /yr.

What is the average home insurance cost for a home in 68923?

  • • The average homeowners insurance premium paid annually for a home in 68923 is around $1212 per year.

What does it cost on average per month for home insurance in 68923?

  • • Homeowners in 68923 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 68923?

  • • Autoowners in 68923 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Atlanta area, check out other zip codes nearby 68923.
Review average rates in another zip code:
68923 homeowners insurance rates

Home Replacement Cost Coverage in 68923

Average Building Cost Per Square Foot in 68923: $140

Location: Atlanta, Nebraska (Phelps County)

Average Square Footage in 68923: 1,077 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68923 before you start any project. Atlanta homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68923 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68923 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,077 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Atlanta area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,077$150,800
Additional Upgrades & Added Features$1751,077$188,500
Major Home Updates or Advancements$2101,077$226,200

It's important to understand that when you estimate your replacement cost of your home in the 68923 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68923

Best Home & Auto Insurance Agencies in 68923

Housing Demographics for 68923

Population Review for 68923 Zip Code

For the city of Atlanta, the population within 68923 has increased to over 123 residents in population size. The current population total is 106. We have broken down the population based on race below. In 68923, there are over 57 in male population and 49 females.

PopulationValues
Total Population106
White Population97
Black Population0
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population0
Other Population5
Male Population57
Female Population49
Population Estimate123

Household Data for 68923

The average number of homes in 68923 is around 43, there are an average of 2.47 per household. The average house value according to local real estate values is around $150,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode43
Persons Per Household2.47
Average House Value$150,800
Income Per Household$81250
Median Age40.5
Median Age Male42.5
Median Age Female39.6
68923 DetailsValues
StateNE
State Full NameNebraska
City TypeZ
City Alias Abbreviation
Area Code308
CityAtlanta
City Alias NameATLANTA
CountyPhelps
County FIPS137
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees3
Business First Quarter Payroll18
Business Annual Payroll85
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential50
Delivery Business1
Delivery Total94
Preferred Last Line Key012961
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State Key012961
Land Area0.236000
Water Area0.000000
City Alias Code
City Mixed CaseAtlanta
City Alias Mixed CaseAtlanta
Box Count0
SFDU50
MFDU0
State ANSI31
County ANSI137
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number304305
Unique ZIP Name
SSA State County Code28680
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CasePhelps

Nebraska Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]