Get multiple home insurance quotes in 68933. Our licensed 68933, NE agents are ready to serve you.

Searching for Homeowners Insurance in 68933

If you are a homeowners that lives in 68933 you may be searching for more affordable homeowners insurance in Clay Center. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Clay Center, NE. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Nebraska licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 68933 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clay Center, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 68933 Home Insurance Costs: very high!

In Clay Center, homeowners are paying roughly $1179 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 68933 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Clay Center are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 68933 policy right now!

68933 Home Insurance Average Premiums

Local 68933 homeowners insurance quotes comparison

$929 /yr.

Shows Zip Code: 68933 lowest rates with discounts applied on average.

For the 68933, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$929 /yr.
Average Coverage:$1179 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1479 /yr.

What is the average home insurance cost for a home in 68933?

  • • The average homeowners insurance premium paid annually for a home in 68933 is around $1179 per year.

What does it cost on average per month for home insurance in 68933?

  • • Homeowners in 68933 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68933?

  • • Autoowners in 68933 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clay Center area, check out other zip codes nearby 68933.
Review average rates in another zip code:
68933 homeowners insurance rates

Home Replacement Cost Coverage in 68933

Average Building Cost Per Square Foot in 68933: $140

Location: Clay Center, Nebraska (Clay County)

Average Square Footage in 68933: 786 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68933 before you start any project. Clay Center homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68933 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68933 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 786 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clay Center area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140786$110,000
Additional Upgrades & Added Features$175786$137,500
Major Home Updates or Advancements$210786$165,000

It's important to understand that when you estimate your replacement cost of your home in the 68933 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68933

Brehm Richard

Address: 108 West Fairfield Street Clay Center, NE 68933
Phone: (402)762-3565
Website:

Clay Center Insurance Agency

Address: 108 West Fairfield Street Clay Center, NE 68933
Phone: (402)762-3565
Website:

Best Home & Auto Insurance Agencies in 68933

Clay Center Insurance Agency

Address: 108 W Fairfield St Clay Center, NE 68933
Phone:
Website:
Info:

Housing Demographics for 68933

Population Review for 68933 Zip Code

For the city of Clay Center, the population within 68933 has increased to over 955 residents in population size. The current population total is 895. We have broken down the population based on race below. In 68933, there are over 447 in male population and 448 females.

PopulationValues
Total Population895
White Population823
Black Population1
Hispanic Population44
Asian Population0
Hawaiian Population0
Indian Population2
Other Population23
Male Population447
Female Population448
Population Estimate955

Household Data for 68933

The average number of homes in 68933 is around 381, there are an average of 2.32 per household. The average house value according to local real estate values is around $110,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode381
Persons Per Household2.32
Average House Value$110,000
Income Per Household$71250
Median Age41.2
Median Age Male41.2
Median Age Female41.3
68933 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityClay Center
City Alias NameCLAY CENTER
CountyClay
County FIPS035
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA25580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHastings, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses23
Number Of Employees141
Business First Quarter Payroll1318
Business Annual Payroll5695
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37906
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential412
Delivery Business49
Delivery Total498
Preferred Last Line KeyW19609
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19609
Land Area67.258000
Water Area0.063000
City Alias Code
City Mixed CaseClay Center
City Alias Mixed CaseClay Center
Box Count11
SFDU404
MFDU8
State ANSI31
County ANSI035
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number301890
Unique ZIP Name
SSA State County Code28170
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseClay

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]