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Homeowners Insurance in 68936

Getting the most affordable home insurance rates in 68936 just got easier for Edison, NE home insurance shoppers who want to shop online at GetHomeInsuranceQuotes.com. We provide up to 12 rates and coverage options available to you from the leading home insurance companies that have the most competitive premiums available in the great city of Edison. Because our online quoting application is free, we are happy to server thousands of homeowners like you that want a quick way to review and compare affordable rates. Shop online with us by entering your zip code now. Or you can speak with an agent now at 1-913-276-4017 For Edison, NE Home Insurance Quotes, Click to easily review rates!

Average Home Insurance Rates in 68936

When discussing Nebraska homeowners insurance rates, Edison residents are finding new ways to save time and money by discovering lower rates when they shop online. Nebraska may not be the most expensive state in the country to purchase homeowners insurance, but it does rank higher than average at a nationwide rank of 9. Residents that live within the 68936 zipcode are currently paying $1194 for home insurance coverage on average, where the majority of the United States home insurance premiums are around $1,249. These average home insurance rates reflect the cost of a standard home insurance policy which includes the coverage of your home, contents, loss of use, medical payments and homeowner liability coverage. It is very important to understand that a standard homeowners insurance policy in Edison does not include flood insurance coverage. We will need to write a separate policy and our agents are available to help you review and compare what's the best fit for your home and family.

68936 Home Insurance Average Premiums

Local 68936 homeowners insurance quotes comparison

$944 /yr.

Shows Zip Code: 68936 lowest rates with discounts applied on average.

For the 68936, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$944 /yr.
Average Coverage:$1194 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1494 /yr.

What is the average home insurance cost for a home in 68936?

  • • The average homeowners insurance premium paid annually for a home in 68936 is around $1194 per year.

What does it cost on average per month for home insurance in 68936?

  • • Homeowners in 68936 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68936?

  • • Autoowners in 68936 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Edison area, check out other zip codes nearby 68936.
Review average rates in another zip code:
68936 homeowners insurance rates

Home Replacement Cost Coverage in 68936

Average Building Cost Per Square Foot in 68936: $140

Location: Edison, Nebraska (Furnas County)

Average Square Footage in 68936: 224 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68936 before you start any project. Edison homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68936 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68936 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 224 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Edison area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140224$31,400
Additional Upgrades & Added Features$175224$39,250
Major Home Updates or Advancements$210224$47,100

It's important to understand that when you estimate your replacement cost of your home in the 68936 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68936

Best Home & Auto Insurance Agencies in 68936

Housing Demographics for 68936

Population Review for 68936 Zip Code

For the city of Edison, the population within 68936 has increased to over 73 residents in population size. The current population total is 188. We have broken down the population based on race below. In 68936, there are over 108 in male population and 80 females.

PopulationValues
Total Population188
White Population176
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population3
Other Population2
Male Population108
Female Population80
Population Estimate73

Household Data for 68936

The average number of homes in 68936 is around 107, there are an average of 1.76 per household. The average house value according to local real estate values is around $31,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode107
Persons Per Household1.76
Average House Value$31,400
Income Per Household$53011
Median Age52.0
Median Age Male55.0
Median Age Female51.0
68936 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityEdison
City Alias NameEDISON
CountyFurnas
County FIPS065
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential42
Delivery Business6
Delivery Total108
Preferred Last Line KeyW19700
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19700
Land Area86.547000
Water Area0.630000
City Alias Code
City Mixed CaseEdison
City Alias Mixed CaseEdison
Box Count56
SFDU42
MFDU0
State ANSI31
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number302805
Unique ZIP Name
SSA State County Code28320
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseFurnas

Nebraska Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]