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68947 Home Insurance Quotes & Rates

Currently, the 251 homes within the 68947 zip code are being challenged with rate increases and the demand for more affordable homeowners insurance premiums. The average home insurance rate for Nebraska is around $1,181 per year for a standard HO-3 homeowners policy. A standard homeowners policy in Hildreth, NE, insures your home from theft, fire, windstorm damage and liability accidents on your property. Flood or earthquake damage is not covered under a basic homeowners policy, we can help you review the best coverage option for your home in 68947.

Nebraska is now ranking #9 in the country for the highest premiums. If you are trying to lower your premium and want to compare up to 12 Hildreth home insurance quotes all in one place then GetHomeInsuranceQuotes.com of Nebraska has the online shopping service for you. Our hassle free online quoting application allows homeowners in the 68947 area to review and compare the best rates and coverage options. We can provide a free consultation process to help you decide which carrier, coverage and policy is the best fit for you and your family. We realize that protecting your most valuable investment is very important to you, that is why we want to help you increase your coverage while providing the most affordable rates available. Let us help you shop and compare your Hildreth, Nebraska home insurance rates today!

Please give us a call now at 1-913-276-4017, easily get up to 12 rates over the phone in minutes. For Hildreth, NE Home Insurance Quotes, start your shopping process to today, it's easy and hassle free!

68947 Home Insurance Average Premiums

Local 68947 homeowners insurance quotes comparison

$931 /yr.

Shows Zip Code: 68947 lowest rates with discounts applied on average.

For the 68947, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$931 /yr.
Average Coverage:$1181 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1481 /yr.

What is the average home insurance cost for a home in 68947?

  • • The average homeowners insurance premium paid annually for a home in 68947 is around $1181 per year.

What does it cost on average per month for home insurance in 68947?

  • • Homeowners in 68947 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 68947?

  • • Autoowners in 68947 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hildreth area, check out other zip codes nearby 68947.
Review average rates in another zip code:
68947 homeowners insurance rates

Home Replacement Cost Coverage in 68947

Average Building Cost Per Square Foot in 68947: $140

Location: Hildreth, Nebraska (Franklin County)

Average Square Footage in 68947: 750 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68947 before you start any project. Hildreth homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68947 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68947 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 750 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hildreth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140750$105,000
Additional Upgrades & Added Features$175750$131,250
Major Home Updates or Advancements$210750$157,500

It's important to understand that when you estimate your replacement cost of your home in the 68947 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68947

Best Home & Auto Insurance Agencies in 68947

Housing Demographics for 68947

Population Review for 68947 Zip Code

For the city of Hildreth, the population within 68947 has increased to over 192 residents in population size. The current population total is 569. We have broken down the population based on race below. In 68947, there are over 294 in male population and 275 females.

PopulationValues
Total Population569
White Population553
Black Population4
Hispanic Population12
Asian Population3
Hawaiian Population0
Indian Population1
Other Population4
Male Population294
Female Population275
Population Estimate192

Household Data for 68947

The average number of homes in 68947 is around 251, there are an average of 2.27 per household. The average house value according to local real estate values is around $105,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode251
Persons Per Household2.27
Average House Value$105,000
Income Per Household$55446
Median Age49.9
Median Age Male48.3
Median Age Female50.9
68947 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityHildreth
City Alias NameHILDRETH
CountyFranklin
County FIPS061
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees46
Business First Quarter Payroll340
Business Annual Payroll1537
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential85
Delivery Business3
Delivery Total264
Preferred Last Line KeyW19848
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19848
Land Area93.259000
Water Area0.000000
City Alias Code
City Mixed CaseHildreth
City Alias Mixed CaseHildreth
Box Count159
SFDU85
MFDU0
State ANSI31
County ANSI061
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number304275
Unique ZIP Name
SSA State County Code28300
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseFranklin

Nebraska Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]