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68950 Home Insurance Rates & Premiums

Did you know there are over 298 people living within the 68950 zip code area? There are over 125 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 68950.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-913-276-4017, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Nebraska are on the rise. The estimated average premium is around $1,182 a year for a standard homeowners insurance policy in Holstein. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Holstein, NE Homeowners Insurance Quotes Online

68950 Home Insurance Average Premiums

Local 68950 homeowners insurance quotes comparison

$932 /yr.

Shows Zip Code: 68950 lowest rates with discounts applied on average.

For the 68950, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$932 /yr.
Average Coverage:$1182 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1482 /yr.

What is the average home insurance cost for a home in 68950?

  • • The average homeowners insurance premium paid annually for a home in 68950 is around $1182 per year.

What does it cost on average per month for home insurance in 68950?

  • • Homeowners in 68950 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 68950?

  • • Autoowners in 68950 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Holstein area, check out other zip codes nearby 68950.
Review average rates in another zip code:
68950 homeowners insurance rates

Home Replacement Cost Coverage in 68950

Average Building Cost Per Square Foot in 68950: $140

Location: Holstein, Nebraska (Adams County)

Average Square Footage in 68950: 751 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68950 before you start any project. Holstein homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68950 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68950 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 751 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holstein area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140751$105,100
Additional Upgrades & Added Features$175751$131,375
Major Home Updates or Advancements$210751$157,650

It's important to understand that when you estimate your replacement cost of your home in the 68950 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68950

Best Home & Auto Insurance Agencies in 68950

Housing Demographics for 68950

Population Review for 68950 Zip Code

For the city of Holstein, the population within 68950 has increased to over 171 residents in population size. The current population total is 298. We have broken down the population based on race below. In 68950, there are over 156 in male population and 142 females.

PopulationValues
Total Population298
White Population289
Black Population0
Hispanic Population4
Asian Population1
Hawaiian Population0
Indian Population0
Other Population2
Male Population156
Female Population142
Population Estimate171

Household Data for 68950

The average number of homes in 68950 is around 125, there are an average of 2.38 per household. The average house value according to local real estate values is around $105,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode125
Persons Per Household2.38
Average House Value$105,100
Income Per Household$58750
Median Age47.0
Median Age Male45.8
Median Age Female47.3
68950 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402/531
CityHolstein
City Alias NameHOLSTEIN
CountyAdams
County FIPS001
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA25580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHastings, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses8
Number Of Employees29
Business First Quarter Payroll248
Business Annual Payroll1072
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37906
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential72
Delivery Business1
Delivery Total341
Preferred Last Line KeyW19859
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19859
Land Area49.110000
Water Area0.000000
City Alias Code
City Mixed CaseHolstein
City Alias Mixed CaseHolstein
Box Count69
SFDU72
MFDU0
State ANSI31
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number304350
Unique ZIP Name
SSA State County Code28000
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseAdams

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]