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68952 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 68952? There are over 47 occupied homes in the 68952 area. With a population size of 142, it's not uncommon for residence of Inavale, NE to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Nebraska is around $1,199 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 68952 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Inavale, NE Home Insurance Rate Quotes

68952 Home Insurance Average Premiums

Local 68952 homeowners insurance quotes comparison

$949 /yr.

Shows Zip Code: 68952 lowest rates with discounts applied on average.

For the 68952, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$949 /yr.
Average Coverage:$1199 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1499 /yr.

What is the average home insurance cost for a home in 68952?

  • • The average homeowners insurance premium paid annually for a home in 68952 is around $1199 per year.

What does it cost on average per month for home insurance in 68952?

  • • Homeowners in 68952 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 68952?

  • • Autoowners in 68952 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Inavale area, check out other zip codes nearby 68952.
Review average rates in another zip code:
68952 homeowners insurance rates

Home Replacement Cost Coverage in 68952

Average Building Cost Per Square Foot in 68952: $140

Location: Inavale, Nebraska (Webster County)

Average Square Footage in 68952: 381 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68952 before you start any project. Inavale homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68952 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68952 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 381 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Inavale area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140381$53,300
Additional Upgrades & Added Features$175381$66,625
Major Home Updates or Advancements$210381$79,950

It's important to understand that when you estimate your replacement cost of your home in the 68952 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68952

Best Home & Auto Insurance Agencies in 68952

Housing Demographics for 68952

Population Review for 68952 Zip Code

For the city of Inavale, the population within 68952 has increased to over 175 residents in population size. The current population total is 142. We have broken down the population based on race below. In 68952, there are over 74 in male population and 68 females.

PopulationValues
Total Population142
White Population137
Black Population1
Hispanic Population4
Asian Population0
Hawaiian Population0
Indian Population0
Other Population2
Male Population74
Female Population68
Population Estimate175

Household Data for 68952

The average number of homes in 68952 is around 47, there are an average of 3.02 per household. The average house value according to local real estate values is around $53,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode47
Persons Per Household3.02
Average House Value$53,300
Income Per Household$53472
Median Age44.5
Median Age Male47.0
Median Age Female39.5
68952 DetailsValues
StateNE
State Full NameNebraska
City TypeN
City Alias Abbreviation
Area Code402
CityInavale
City Alias NameINAVALE
CountyWebster
County FIPS181
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA25580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHastings, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37906
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential58
Delivery Business1
Delivery Total59
Preferred Last Line Key003994
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key003994
Land Area57.851000
Water Area0.001000
City Alias Code
City Mixed CaseInavale
City Alias Mixed CaseInavale
Box Count0
SFDU58
MFDU0
State ANSI31
County ANSI181
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number307650
Unique ZIP Name
SSA State County Code28900
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseWebster

Nebraska Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]