Get multiple home insurance quotes in 68955. Our licensed 68955, NE agents are ready to serve you.

68955 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 68955 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Juniata, NE. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 68955 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nebraska, like average Juniata homeowners insurance rates, coverage options or home insurance types, please select Juniata, NE Home Insurance Rates Online!

68955 Home Insurance Average Premiums

Local 68955 homeowners insurance quotes comparison

$891 /yr.

Shows Zip Code: 68955 lowest rates with discounts applied on average.

For the 68955, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$891 /yr.
Average Coverage:$1141 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1441 /yr.

What is the average home insurance cost for a home in 68955?

  • • The average homeowners insurance premium paid annually for a home in 68955 is around $1141 per year.

What does it cost on average per month for home insurance in 68955?

  • • Homeowners in 68955 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 68955?

  • • Autoowners in 68955 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Juniata area, check out other zip codes nearby 68955.
Review average rates in another zip code:
68955 homeowners insurance rates

Home Replacement Cost Coverage in 68955

Average Building Cost Per Square Foot in 68955: $140

Location: Juniata, Nebraska (Adams County)

Average Square Footage in 68955: 1,521 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68955 before you start any project. Juniata homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68955 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68955 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,521 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Juniata area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,521$212,900
Additional Upgrades & Added Features$1751,521$266,125
Major Home Updates or Advancements$2101,521$319,350

It's important to understand that when you estimate your replacement cost of your home in the 68955 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68955

Best Home & Auto Insurance Agencies in 68955

Housing Demographics for 68955

Population Review for 68955 Zip Code

For the city of Juniata, the population within 68955 has increased to over 1,910 residents in population size. The current population total is 2,084. We have broken down the population based on race below. In 68955, there are over 1034 in male population and 1050 females.

PopulationValues
Total Population2,084
White Population1920
Black Population4
Hispanic Population93
Asian Population7
Hawaiian Population0
Indian Population10
Other Population39
Male Population1034
Female Population1050
Population Estimate1910

Household Data for 68955

The average number of homes in 68955 is around 770, there are an average of 2.71 per household. The average house value according to local real estate values is around $212,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode770
Persons Per Household2.71
Average House Value$212,900
Income Per Household$83026
Median Age40.6
Median Age Male40.6
Median Age Female40.5
68955 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityJuniata
City Alias NameJUNIATA
CountyAdams
County FIPS001
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA25580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHastings, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees171
Business First Quarter Payroll1228
Business Annual Payroll5445
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37906
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential705
Delivery Business6
Delivery Total874
Preferred Last Line KeyW19894
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19894
Land Area94.580000
Water Area0.264000
City Alias Code
City Mixed CaseJuniata
City Alias Mixed CaseJuniata
Box Count143
SFDU688
MFDU0
State ANSI31
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number304785
Unique ZIP Name
SSA State County Code28000
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseAdams

Nebraska Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]