Get multiple home insurance quotes in 68955. Our licensed 68955, NE agents are ready to serve you.

68955 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 68955 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Juniata, NE. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 68955 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nebraska, like average Juniata homeowners insurance rates, coverage options or home insurance types, please select Juniata, NE Home Insurance Rates Online!

68955 Home Insurance Average Premiums

Local 68955 homeowners insurance quotes comparison

$891 /yr.

Shows Zip Code: 68955 lowest rates with discounts applied on average.

For the 68955, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$891 /yr.
Average Coverage:$1141 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1441 /yr.

What is the average home insurance cost for a home in 68955?

  • • The average homeowners insurance premium paid annually for a home in 68955 is around $1141 per year.

What does it cost on average per month for home insurance in 68955?

  • • Homeowners in 68955 pay a monthly average cost per month around $95.00.

What kind of discount could I get if I combine my home and auto insurance together in 68955?

  • • Autoowners in 68955 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Juniata area, check out other zip codes nearby 68955.
Review average rates in another zip code:
68955 homeowners insurance rates

Home Replacement Cost Coverage in 68955

Average Building Cost Per Square Foot in 68955: $140

Location: Juniata, Nebraska (Adams County)

Average Square Footage in 68955: 1,521 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 68955 before you start any project. Juniata homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 68955 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 68955 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,521 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Juniata area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,521$212,900
Additional Upgrades & Added Features$1751,521$266,125
Major Home Updates or Advancements$2101,521$319,350

It's important to understand that when you estimate your replacement cost of your home in the 68955 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 68955

Best Home & Auto Insurance Agencies in 68955

Housing Demographics for 68955

Population Review for 68955 Zip Code

For the city of Juniata, the population within 68955 has increased to over 1,910 residents in population size. The current population total is 2,084. We have broken down the population based on race below. In 68955, there are over 1034 in male population and 1050 females.

PopulationValues
Total Population2,084
White Population1920
Black Population4
Hispanic Population93
Asian Population7
Hawaiian Population0
Indian Population10
Other Population39
Male Population1034
Female Population1050
Population Estimate1910

Household Data for 68955

The average number of homes in 68955 is around 770, there are an average of 2.71 per household. The average house value according to local real estate values is around $212,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode770
Persons Per Household2.71
Average House Value$212,900
Income Per Household$83026
Median Age40.6
Median Age Male40.6
Median Age Female40.5
68955 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code402
CityJuniata
City Alias NameJUNIATA
CountyAdams
County FIPS001
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA25580
CBSA_DIV
CBSA_TypeMicro
CBSA_NameHastings, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses31
Number Of Employees171
Business First Quarter Payroll1228
Business Annual Payroll5445
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37906
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential705
Delivery Business6
Delivery Total874
Preferred Last Line KeyW19894
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19894
Land Area94.580000
Water Area0.264000
City Alias Code
City Mixed CaseJuniata
City Alias Mixed CaseJuniata
Box Count143
SFDU688
MFDU0
State ANSI31
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number304785
Unique ZIP Name
SSA State County Code28000
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID3
County Mixed CaseAdams

Nebraska Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]