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69023 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 69023? There are over 172 occupied homes in the 69023 area. With a population size of 439, it's not uncommon for residence of Champion, NE to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Nebraska is around $1,210 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 69023 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Champion, NE Home Insurance Rate Quotes

69023 Home Insurance Average Premiums

Local 69023 homeowners insurance quotes comparison

$960 /yr.

Shows Zip Code: 69023 lowest rates with discounts applied on average.

For the 69023, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$960 /yr.
Average Coverage:$1210 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1510 /yr.

What is the average home insurance cost for a home in 69023?

  • • The average homeowners insurance premium paid annually for a home in 69023 is around $1210 per year.

What does it cost on average per month for home insurance in 69023?

  • • Homeowners in 69023 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 69023?

  • • Autoowners in 69023 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Champion area, check out other zip codes nearby 69023.
Review average rates in another zip code:
69023 homeowners insurance rates

Home Replacement Cost Coverage in 69023

Average Building Cost Per Square Foot in 69023: $140

Location: Champion, Nebraska (Chase County)

Average Square Footage in 69023: 1,613 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69023 before you start any project. Champion homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69023 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69023 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,613 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Champion area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,613$225,800
Additional Upgrades & Added Features$1751,613$282,250
Major Home Updates or Advancements$2101,613$338,700

It's important to understand that when you estimate your replacement cost of your home in the 69023 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69023

Best Home & Auto Insurance Agencies in 69023

Housing Demographics for 69023

Population Review for 69023 Zip Code

For the city of Champion, the population within 69023 has increased to over 377 residents in population size. The current population total is 439. We have broken down the population based on race below. In 69023, there are over 232 in male population and 207 females.

PopulationValues
Total Population439
White Population388
Black Population1
Hispanic Population45
Asian Population4
Hawaiian Population0
Indian Population1
Other Population17
Male Population232
Female Population207
Population Estimate377

Household Data for 69023

The average number of homes in 69023 is around 172, there are an average of 2.55 per household. The average house value according to local real estate values is around $225,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode172
Persons Per Household2.55
Average House Value$225,800
Income Per Household$73487
Median Age45.8
Median Age Male44.7
Median Age Female47.3
69023 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityChampion
City Alias NameCHAMPION
CountyChase
County FIPS029
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees26
Business First Quarter Payroll433
Business Annual Payroll1452
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential148
Delivery Business7
Delivery Total197
Preferred Last Line KeyW19599
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19599
Land Area226.749000
Water Area0.421000
City Alias Code
City Mixed CaseChampion
City Alias Mixed CaseChampion
Box Count40
SFDU148
MFDU0
State ANSI31
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number301785
Unique ZIP Name
SSA State County Code28140
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseChase

Nebraska Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]