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69030 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 69030 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Haigler, NE quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 69030.

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Quickly and Easily Compare Average Rates for 69030

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Haigler, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 69030

Homeowners in Haigler are paying roughly $1190 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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69030 Home Insurance Average Premiums

Local 69030 homeowners insurance quotes comparison

$940 /yr.

Shows Zip Code: 69030 lowest rates with discounts applied on average.

For the 69030, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$940 /yr.
Average Coverage:$1190 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1490 /yr.

What is the average home insurance cost for a home in 69030?

  • • The average homeowners insurance premium paid annually for a home in 69030 is around $1190 per year.

What does it cost on average per month for home insurance in 69030?

  • • Homeowners in 69030 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 69030?

  • • Autoowners in 69030 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Haigler area, check out other zip codes nearby 69030.
Review average rates in another zip code:
69030 homeowners insurance rates

Home Replacement Cost Coverage in 69030

Average Building Cost Per Square Foot in 69030: $140

Location: Haigler, Nebraska (Dundy County)

Average Square Footage in 69030: 441 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69030 before you start any project. Haigler homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69030 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69030 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 441 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Haigler area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140441$61,700
Additional Upgrades & Added Features$175441$77,125
Major Home Updates or Advancements$210441$92,550

It's important to understand that when you estimate your replacement cost of your home in the 69030 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69030

Best Home & Auto Insurance Agencies in 69030

Housing Demographics for 69030

Population Review for 69030 Zip Code

For the city of Haigler, the population within 69030 has increased to over 133 residents in population size. The current population total is 283. We have broken down the population based on race below. In 69030, there are over 142 in male population and 141 females.

PopulationValues
Total Population283
White Population223
Black Population1
Hispanic Population46
Asian Population1
Hawaiian Population0
Indian Population7
Other Population18
Male Population142
Female Population141
Population Estimate133

Household Data for 69030

The average number of homes in 69030 is around 129, there are an average of 2.19 per household. The average house value according to local real estate values is around $61,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode129
Persons Per Household2.19
Average House Value$61,700
Income Per Household$58500
Median Age43.5
Median Age Male41.8
Median Age Female48.8
69030 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityHaigler
City Alias NameHAIGLER
CountyDundy
County FIPS057
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees9
Business First Quarter Payroll36
Business Annual Payroll162
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential61
Delivery Business2
Delivery Total143
Preferred Last Line KeyW19806
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19806
Land Area356.201000
Water Area0.272000
City Alias Code
City Mixed CaseHaigler
City Alias Mixed CaseHaigler
Box Count66
SFDU61
MFDU0
State ANSI31
County ANSI057
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number303900
Unique ZIP Name
SSA State County Code28280
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseDundy

Nebraska Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]