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69044 Homeowners Insurance Rate Quotes

Are you shopping for homeowners insurance quotes in 69044? Our rates are very competitive for homeowners living in Trenton, NE. Many homeowners based out of your 69044 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our homeowners insurance quotes are free and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 69044 should appear in the zip code field ready to go. For Trenton, NE Home Insurance Rate Quotes click to review the best rates and service online!

69044 Average Premium is Rated: Very High!

Homeowners living in 69044 can easily save up to 40% off the average home insurance premium of $1182 a year by comparing rates with us at GetHomeInsuranceQuotes.com. You don't have to do the research to find the best company, rate and coverage options. We have already done this for you. We have 12 major carriers in Trenton that are all very competitive and have the best rate and coverage option available. All you need to do is request quotes online for zip code 69044 and we will help you compare prices and apply all available discounts. If you want savings and also need help deciding which policy is best for you, than let us help you compare multiple rates today!

Get Multiple Home Insurance Rates in 69044!

69044 Home Insurance Average Premiums

Local 69044 homeowners insurance quotes comparison

$932 /yr.

Shows Zip Code: 69044 lowest rates with discounts applied on average.

For the 69044, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$932 /yr.
Average Coverage:$1182 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1482 /yr.

What is the average home insurance cost for a home in 69044?

  • • The average homeowners insurance premium paid annually for a home in 69044 is around $1182 per year.

What does it cost on average per month for home insurance in 69044?

  • • Homeowners in 69044 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 69044?

  • • Autoowners in 69044 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Trenton area, check out other zip codes nearby 69044.
Review average rates in another zip code:
69044 homeowners insurance rates

Home Replacement Cost Coverage in 69044

Average Building Cost Per Square Foot in 69044: $140

Location: Trenton, Nebraska (Hitchcock County)

Average Square Footage in 69044: 563 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69044 before you start any project. Trenton homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69044 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69044 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 563 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Trenton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140563$78,800
Additional Upgrades & Added Features$175563$98,500
Major Home Updates or Advancements$210563$118,200

It's important to understand that when you estimate your replacement cost of your home in the 69044 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69044

Best Home & Auto Insurance Agencies in 69044

Housing Demographics for 69044

Population Review for 69044 Zip Code

For the city of Trenton, the population within 69044 has increased to over 261 residents in population size. The current population total is 792. We have broken down the population based on race below. In 69044, there are over 404 in male population and 388 females.

PopulationValues
Total Population792
White Population760
Black Population0
Hispanic Population23
Asian Population0
Hawaiian Population1
Indian Population0
Other Population7
Male Population404
Female Population388
Population Estimate261

Household Data for 69044

The average number of homes in 69044 is around 332, there are an average of 2.27 per household. The average house value according to local real estate values is around $78,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode332
Persons Per Household2.27
Average House Value$78,800
Income Per Household$45069
Median Age53.1
Median Age Male46.7
Median Age Female56.5
69044 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityTrenton
City Alias NameTRENTON
CountyHitchcock
County FIPS087
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees176
Business First Quarter Payroll1344
Business Annual Payroll5971
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District01|03
Congressional LandArea52542.5|67435.41
Delivery Residential115
Delivery Business3
Delivery Total399
Preferred Last Line KeyW1A360
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A360
Land Area189.591000
Water Area7.947000
City Alias Code
City Mixed CaseTrenton
City Alias Mixed CaseTrenton
Box Count240
SFDU115
MFDU0
State ANSI31
County ANSI087
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number309045
Unique ZIP Name
SSA State County Code28430
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseHitchcock

Nebraska Homeowners Insurance News & Information

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