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69129 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 69129? There are over 582 occupied homes in the 69129 area. With a population size of 1,271, it's not uncommon for residence of Chappell, NE to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Nebraska is around $1,193 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 69129 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Chappell, NE Home Insurance Rate Quotes

69129 Home Insurance Average Premiums

Local 69129 homeowners insurance quotes comparison

$943 /yr.

Shows Zip Code: 69129 lowest rates with discounts applied on average.

For the 69129, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$943 /yr.
Average Coverage:$1193 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1493 /yr.

What is the average home insurance cost for a home in 69129?

  • • The average homeowners insurance premium paid annually for a home in 69129 is around $1193 per year.

What does it cost on average per month for home insurance in 69129?

  • • Homeowners in 69129 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 69129?

  • • Autoowners in 69129 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chappell area, check out other zip codes nearby 69129.
Review average rates in another zip code:
69129 homeowners insurance rates

Home Replacement Cost Coverage in 69129

Average Building Cost Per Square Foot in 69129: $140

Location: Chappell, Nebraska (Deuel County)

Average Square Footage in 69129: 636 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69129 before you start any project. Chappell homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69129 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69129 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 636 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chappell area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140636$89,100
Additional Upgrades & Added Features$175636$111,375
Major Home Updates or Advancements$210636$133,650

It's important to understand that when you estimate your replacement cost of your home in the 69129 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69129

Best Home & Auto Insurance Agencies in 69129

Housing Demographics for 69129

Population Review for 69129 Zip Code

For the city of Chappell, the population within 69129 has increased to over 453 residents in population size. The current population total is 1,271. We have broken down the population based on race below. In 69129, there are over 641 in male population and 630 females.

PopulationValues
Total Population1,271
White Population1201
Black Population1
Hispanic Population55
Asian Population6
Hawaiian Population0
Indian Population3
Other Population14
Male Population641
Female Population630
Population Estimate453

Household Data for 69129

The average number of homes in 69129 is around 582, there are an average of 2.18 per household. The average house value according to local real estate values is around $89,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode582
Persons Per Household2.18
Average House Value$89,100
Income Per Household$48674
Median Age51.4
Median Age Male51.3
Median Age Female52.1
69129 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityChappell
City Alias NameCHAPPELL
CountyDeuel
County FIPS049
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees133
Business First Quarter Payroll1051
Business Annual Payroll4725
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential208
Delivery Business1
Delivery Total676
Preferred Last Line KeyW19601
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19601
Land Area345.901000
Water Area0.361000
City Alias Code
City Mixed CaseChappell
City Alias Mixed CaseChappell
Box Count403
SFDU208
MFDU0
State ANSI31
County ANSI049
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number301815
Unique ZIP Name
SSA State County Code28240
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseDeuel

Nebraska Homeowners Insurance News & Information

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