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Compare 69130 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Cozad just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,157 neighbors looking to save on their home insurance policy in the local 69130 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 69130. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nebraska rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Cozad, NE home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Cozad, NE

69130 Home Insurance Average Premiums

Local 69130 homeowners insurance quotes comparison

$963 /yr.

Shows Zip Code: 69130 lowest rates with discounts applied on average.

For the 69130, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$963 /yr.
Average Coverage:$1213 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1513 /yr.

What is the average home insurance cost for a home in 69130?

  • • The average homeowners insurance premium paid annually for a home in 69130 is around $1213 per year.

What does it cost on average per month for home insurance in 69130?

  • • Homeowners in 69130 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 69130?

  • • Autoowners in 69130 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cozad area, check out other zip codes nearby 69130.
Review average rates in another zip code:
69130 homeowners insurance rates

Home Replacement Cost Coverage in 69130

Average Building Cost Per Square Foot in 69130: $140

Location: Cozad, Nebraska (Dawson County)

Average Square Footage in 69130: 703 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69130 before you start any project. Cozad homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69130 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69130 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 703 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cozad area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140703$98,400
Additional Upgrades & Added Features$175703$123,000
Major Home Updates or Advancements$210703$147,600

It's important to understand that when you estimate your replacement cost of your home in the 69130 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69130

Best Home & Auto Insurance Agencies in 69130

Stallbaumer Ins Agency Inc - State Farm Insurance Agent

Address: 107 E 9th St Cozad, NE 69130
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 69130

Population Review for 69130 Zip Code

For the city of Cozad, the population within 69130 has increased to over 5,255 residents in population size. The current population total is 5,178. We have broken down the population based on race below. In 69130, there are over 2590 in male population and 2588 females.

PopulationValues
Total Population5,178
White Population4355
Black Population28
Hispanic Population723
Asian Population56
Hawaiian Population25
Indian Population18
Other Population338
Male Population2590
Female Population2588
Population Estimate5255

Household Data for 69130

The average number of homes in 69130 is around 2,157, there are an average of 2.36 per household. The average house value according to local real estate values is around $98,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,157
Persons Per Household2.36
Average House Value$98,400
Income Per Household$53279
Median Age40.4
Median Age Male39.2
Median Age Female41.9
69130 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityCozad
City Alias NameCOZAD
CountyDawson
County FIPS047
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA30420
CBSA_DIV
CBSA_TypeMicro
CBSA_NameLexington, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses170
Number Of Employees1539
Business First Quarter Payroll14133
Business Annual Payroll64620
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population26370
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential2227
Delivery Business132
Delivery Total2519
Preferred Last Line KeyW19633
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19633
Land Area252.922000
Water Area1.309000
City Alias Code
City Mixed CaseCozad
City Alias Mixed CaseCozad
Box Count65
SFDU1890
MFDU123
State ANSI31
County ANSI047
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number302115
Unique ZIP Name
SSA State County Code28230
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseDawson

Nebraska Homeowners Insurance News & Information

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]