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If you live in the 69140 zip code, we can help you find a better homeowners insurance policy at a lower price. Homeowners within the city of Grant have saved hundreds of dollars on their annual premium when using GetHomeInsuranceQuotes.com.

Our service is always free and we not only find a great policy for you, our NE licensed agents will provide you with a free consultation to discuss your coverage needs and answer any questions you may have regarding policy coverages or rates.

It is easy to start shopping for a new policy, just click on the "Get Multiple Quotes Now" button below, confirm your 69140 and then compare quotes from a variety of nationwide insurance companies.

69140 Average Homeowners Insurance Rates

If you are shopping for a HO-3 policy, which is considered the standard when it comes to homeowners insurance, we can help. In 69140 the average premium for homeowners coverage is $1186 which compares very well to the national average of $1,249.

Our site makes it easy for you to find the insurer that offers the best coverage at the best rate in 69140. We are happy to answer any questions you may have and explain the different type of coverage while helping you determine what coverage levels are best for your family.

Get Free Home Insurance Quotes in 69140 Today!

We can help you find up to 12 homeowners insurance quotes quickly and from the comfort of your own home. In addition, we can do a discount review to make sure you are getting all available discounts on your policy.

Click to review the best Grant, NE home insurance quotes in your area.

69140 Home Insurance Average Premiums

Local 69140 homeowners insurance quotes comparison

$936 /yr.

Shows Zip Code: 69140 lowest rates with discounts applied on average.

For the 69140, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$936 /yr.
Average Coverage:$1186 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1486 /yr.

What is the average home insurance cost for a home in 69140?

  • • The average homeowners insurance premium paid annually for a home in 69140 is around $1186 per year.

What does it cost on average per month for home insurance in 69140?

  • • Homeowners in 69140 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 69140?

  • • Autoowners in 69140 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grant area, check out other zip codes nearby 69140.
Review average rates in another zip code:
69140 homeowners insurance rates

Home Replacement Cost Coverage in 69140

Average Building Cost Per Square Foot in 69140: $140

Location: Grant, Nebraska (Perkins County)

Average Square Footage in 69140: 930 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69140 before you start any project. Grant homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69140 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69140 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 930 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grant area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140930$130,200
Additional Upgrades & Added Features$175930$162,750
Major Home Updates or Advancements$210930$195,300

It's important to understand that when you estimate your replacement cost of your home in the 69140 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69140

Best Home & Auto Insurance Agencies in 69140

Housing Demographics for 69140

Population Review for 69140 Zip Code

For the city of Grant, the population within 69140 has increased to over 542 residents in population size. The current population total is 1,674. We have broken down the population based on race below. In 69140, there are over 807 in male population and 867 females.

PopulationValues
Total Population1,674
White Population1556
Black Population4
Hispanic Population93
Asian Population1
Hawaiian Population1
Indian Population2
Other Population44
Male Population807
Female Population867
Population Estimate542

Household Data for 69140

The average number of homes in 69140 is around 680, there are an average of 2.42 per household. The average house value according to local real estate values is around $130,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode680
Persons Per Household2.42
Average House Value$130,200
Income Per Household$63036
Median Age42.0
Median Age Male39.7
Median Age Female45.2
69140 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityGrant
City Alias NameGRANT
CountyPerkins
County FIPS135
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses85
Number Of Employees724
Business First Quarter Payroll7036
Business Annual Payroll31191
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential224
Delivery Business21
Delivery Total978
Preferred Last Line KeyW19792
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW19792
Land Area261.429000
Water Area0.505000
City Alias Code
City Mixed CaseGrant
City Alias Mixed CaseGrant
Box Count472
SFDU196
MFDU21
State ANSI31
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number303750
Unique ZIP Name
SSA State County Code28670
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CasePerkins

Nebraska Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]