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Home Insurance Quotes in 69155

Are you shopping for a cheaper homeowners insurance rate in 69155? Our rates are very competitive for homeowners living in Paxton, NE. Many homeowners located in the 69155 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 69155. To get free 69155 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 69155 zip code should appear in the zip code field ready to go. Shopping Paxton, NE Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 69155 to review the best rate coverages.

Your 69155 Home Insurance Costs Is Rated: Very High!

For the great city of Paxton, the average home insurance premium paid annually is around $1171 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Nebraska specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Paxton and need insurance on your home in the 69155 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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69155 Home Insurance Average Premiums

Local 69155 homeowners insurance quotes comparison

$921 /yr.

Shows Zip Code: 69155 lowest rates with discounts applied on average.

For the 69155, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$921 /yr.
Average Coverage:$1171 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1471 /yr.

What is the average home insurance cost for a home in 69155?

  • • The average homeowners insurance premium paid annually for a home in 69155 is around $1171 per year.

What does it cost on average per month for home insurance in 69155?

  • • Homeowners in 69155 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 69155?

  • • Autoowners in 69155 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Paxton area, check out other zip codes nearby 69155.
Review average rates in another zip code:
69155 homeowners insurance rates

Home Replacement Cost Coverage in 69155

Average Building Cost Per Square Foot in 69155: $140

Location: Paxton, Nebraska (Keith County)

Average Square Footage in 69155: 822 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69155 before you start any project. Paxton homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69155 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69155 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 822 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Paxton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140822$115,100
Additional Upgrades & Added Features$175822$143,875
Major Home Updates or Advancements$210822$172,650

It's important to understand that when you estimate your replacement cost of your home in the 69155 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69155

Best Home & Auto Insurance Agencies in 69155

Housing Demographics for 69155

Population Review for 69155 Zip Code

For the city of Paxton, the population within 69155 has increased to over 646 residents in population size. The current population total is 984. We have broken down the population based on race below. In 69155, there are over 489 in male population and 495 females.

PopulationValues
Total Population984
White Population885
Black Population0
Hispanic Population62
Asian Population3
Hawaiian Population0
Indian Population0
Other Population14
Male Population489
Female Population495
Population Estimate646

Household Data for 69155

The average number of homes in 69155 is around 401, there are an average of 2.45 per household. The average house value according to local real estate values is around $115,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode401
Persons Per Household2.45
Average House Value$115,100
Income Per Household$75417
Median Age46.4
Median Age Male43.5
Median Age Female49.1
69155 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityPaxton
City Alias NamePAXTON
CountyKeith
County FIPS101
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees200
Business First Quarter Payroll1189
Business Annual Payroll5105
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential264
Delivery Business9
Delivery Total474
Preferred Last Line KeyW1A121
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A121
Land Area368.436000
Water Area0.257000
City Alias Code
City Mixed CasePaxton
City Alias Mixed CasePaxton
Box Count157
SFDU257
MFDU0
State ANSI31
County ANSI101
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number307005
Unique ZIP Name
SSA State County Code28500
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseKeith

Nebraska Homeowners Insurance News & Information

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