Get multiple home insurance quotes in 69168. Our licensed 69168, NE agents are ready to serve you.

69168 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 69168 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Venango, NE. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 69168 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-913-276-4017 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Nebraska, like average Venango homeowners insurance rates, coverage options or home insurance types, please select Venango, NE Home Insurance Rates Online!

69168 Home Insurance Average Premiums

Local 69168 homeowners insurance quotes comparison

$950 /yr.

Shows Zip Code: 69168 lowest rates with discounts applied on average.

For the 69168, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$950 /yr.
Average Coverage:$1200 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1500 /yr.

What is the average home insurance cost for a home in 69168?

  • • The average homeowners insurance premium paid annually for a home in 69168 is around $1200 per year.

What does it cost on average per month for home insurance in 69168?

  • • Homeowners in 69168 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 69168?

  • • Autoowners in 69168 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Venango area, check out other zip codes nearby 69168.
Review average rates in another zip code:
69168 homeowners insurance rates

Home Replacement Cost Coverage in 69168

Average Building Cost Per Square Foot in 69168: $140

Location: Venango, Nebraska (Perkins County)

Average Square Footage in 69168: 444 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69168 before you start any project. Venango homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69168 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69168 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 444 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Venango area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140444$62,200
Additional Upgrades & Added Features$175444$77,750
Major Home Updates or Advancements$210444$93,300

It's important to understand that when you estimate your replacement cost of your home in the 69168 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69168

Best Home & Auto Insurance Agencies in 69168

Housing Demographics for 69168

Population Review for 69168 Zip Code

For the city of Venango, the population within 69168 has increased to over 93 residents in population size. The current population total is 259. We have broken down the population based on race below. In 69168, there are over 132 in male population and 127 females.

PopulationValues
Total Population259
White Population234
Black Population0
Hispanic Population34
Asian Population0
Hawaiian Population0
Indian Population0
Other Population8
Male Population132
Female Population127
Population Estimate93

Household Data for 69168

The average number of homes in 69168 is around 114, there are an average of 2.27 per household. The average house value according to local real estate values is around $62,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode114
Persons Per Household2.27
Average House Value$62,200
Income Per Household$65938
Median Age45.4
Median Age Male45.3
Median Age Female45.5
69168 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityVenango
City Alias NameVENANGO
CountyPerkins
County FIPS135
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees39
Business First Quarter Payroll471
Business Annual Payroll2848
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03|03
Congressional LandArea67435.41|49731.77
Delivery Residential41
Delivery Business0
Delivery Total126
Preferred Last Line KeyW1A385
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A385
Land Area147.328000
Water Area0.000000
City Alias Code
City Mixed CaseVenango
City Alias Mixed CaseVenango
Box Count76
SFDU41
MFDU0
State ANSI31
County ANSI135
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number309225
Unique ZIP Name
SSA State County Code28670
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CasePerkins

Nebraska Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]