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69169, NE Home Insurance

In the zip code of 69169, the population size is around 590, which consists of 242 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Wallace, NE. A few years ago, a study was done and found that the average home insurance rates for Nebraska are around $1,185 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 69169 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Wallace. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Wallace, NE Homeowners Insurance Online Rates Today!

69169 Home Insurance Average Premiums

Local 69169 homeowners insurance quotes comparison

$935 /yr.

Shows Zip Code: 69169 lowest rates with discounts applied on average.

For the 69169, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$935 /yr.
Average Coverage:$1185 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1485 /yr.

What is the average home insurance cost for a home in 69169?

  • • The average homeowners insurance premium paid annually for a home in 69169 is around $1185 per year.

What does it cost on average per month for home insurance in 69169?

  • • Homeowners in 69169 pay a monthly average cost per month around $99.00.

What kind of discount could I get if I combine my home and auto insurance together in 69169?

  • • Autoowners in 69169 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wallace area, check out other zip codes nearby 69169.
Review average rates in another zip code:
69169 homeowners insurance rates

Home Replacement Cost Coverage in 69169

Average Building Cost Per Square Foot in 69169: $140

Location: Wallace, Nebraska (Lincoln County)

Average Square Footage in 69169: 659 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69169 before you start any project. Wallace homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69169 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69169 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 659 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wallace area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140659$92,200
Additional Upgrades & Added Features$175659$115,250
Major Home Updates or Advancements$210659$138,300

It's important to understand that when you estimate your replacement cost of your home in the 69169 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69169

Best Home & Auto Insurance Agencies in 69169

Housing Demographics for 69169

Population Review for 69169 Zip Code

For the city of Wallace, the population within 69169 has increased to over 448 residents in population size. The current population total is 590. We have broken down the population based on race below. In 69169, there are over 305 in male population and 285 females.

PopulationValues
Total Population590
White Population504
Black Population5
Hispanic Population72
Asian Population0
Hawaiian Population0
Indian Population0
Other Population40
Male Population305
Female Population285
Population Estimate448

Household Data for 69169

The average number of homes in 69169 is around 242, there are an average of 2.44 per household. The average house value according to local real estate values is around $92,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode242
Persons Per Household2.44
Average House Value$92,200
Income Per Household$34602
Median Age42.6
Median Age Male44.6
Median Age Female39.8
69169 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityWallace
City Alias NameWALLACE
CountyLincoln
County FIPS111
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA35820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNorth Platte, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses19
Number Of Employees58
Business First Quarter Payroll463
Business Annual Payroll2392
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37590
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential184
Delivery Business14
Delivery Total284
Preferred Last Line KeyW1A399
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A399
Land Area210.322000
Water Area0.229000
City Alias Code
City Mixed CaseWallace
City Alias Mixed CaseWallace
Box Count60
SFDU184
MFDU0
State ANSI31
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number309405
Unique ZIP Name
SSA State County Code28550
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseLincoln

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]