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69170, NE Homeowners Insurance Rates

With a population size of 381 and with 145 occupied homes in the 69170 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Wellfleet, NE are around $1,209 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Wellfleet, Nebraska. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-913-276-4017 so we can help you review rates today!

It's important to know that if your Nebraska home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Wellfleet, NE.

For Nebraska home insurance information, including average Wellfleet home insurance rates, coverage options or the different homeowners insurance types, please select Wellfleet, NE Home Insurance Quotes Now!

69170 Home Insurance Average Premiums

Local 69170 homeowners insurance quotes comparison

$959 /yr.

Shows Zip Code: 69170 lowest rates with discounts applied on average.

For the 69170, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$959 /yr.
Average Coverage:$1209 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1509 /yr.

What is the average home insurance cost for a home in 69170?

  • • The average homeowners insurance premium paid annually for a home in 69170 is around $1209 per year.

What does it cost on average per month for home insurance in 69170?

  • • Homeowners in 69170 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 69170?

  • • Autoowners in 69170 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wellfleet area, check out other zip codes nearby 69170.
Review average rates in another zip code:
69170 homeowners insurance rates

Home Replacement Cost Coverage in 69170

Average Building Cost Per Square Foot in 69170: $140

Location: Wellfleet, Nebraska (Lincoln County)

Average Square Footage in 69170: 768 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69170 before you start any project. Wellfleet homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69170 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69170 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 768 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wellfleet area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140768$107,500
Additional Upgrades & Added Features$175768$134,375
Major Home Updates or Advancements$210768$161,250

It's important to understand that when you estimate your replacement cost of your home in the 69170 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69170

Best Home & Auto Insurance Agencies in 69170

Housing Demographics for 69170

Population Review for 69170 Zip Code

For the city of Wellfleet, the population within 69170 has increased to over 344 residents in population size. The current population total is 381. We have broken down the population based on race below. In 69170, there are over 189 in male population and 192 females.

PopulationValues
Total Population381
White Population316
Black Population2
Hispanic Population42
Asian Population1
Hawaiian Population0
Indian Population1
Other Population36
Male Population189
Female Population192
Population Estimate344

Household Data for 69170

The average number of homes in 69170 is around 145, there are an average of 2.63 per household. The average house value according to local real estate values is around $107,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode145
Persons Per Household2.63
Average House Value$107,500
Income Per Household$47000
Median Age47.1
Median Age Male49.9
Median Age Female37.0
69170 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityWellfleet
City Alias NameWELLFLEET
CountyLincoln
County FIPS111
State FIPS31
Time Zone6
Day Light SavingY
MSA
PMSA
CSA
CBSA35820
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNorth Platte, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees25
Business First Quarter Payroll326
Business Annual Payroll1356
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37590
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential131
Delivery Business2
Delivery Total165
Preferred Last Line KeyW1A420
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyW1A420
Land Area212.933000
Water Area0.199000
City Alias Code
City Mixed CaseWellfleet
City Alias Mixed CaseWellfleet
Box Count26
SFDU131
MFDU0
State ANSI31
County ANSI111
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number309615
Unique ZIP Name
SSA State County Code28550
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseLincoln

Nebraska Homeowners Insurance News & Information

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]