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Home Insurance Quotes in 69337

Are you shopping for a cheaper homeowners insurance rate in 69337? Our rates are very competitive for homeowners living in Chadron, NE. Many homeowners located in the 69337 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Nebraska licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 69337. To get free 69337 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 69337 zip code should appear in the zip code field ready to go. Shopping Chadron, NE Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 69337 to review the best rate coverages.

Your 69337 Home Insurance Costs Is Rated: Very High!

For the great city of Chadron, the average home insurance premium paid annually is around $1209 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Nebraska specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Chadron and need insurance on your home in the 69337 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 69337 Homeowners Insurance Rates Now!

69337 Home Insurance Average Premiums

Local 69337 homeowners insurance quotes comparison

$959 /yr.

Shows Zip Code: 69337 lowest rates with discounts applied on average.

For the 69337, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$959 /yr.
Average Coverage:$1209 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1509 /yr.

What is the average home insurance cost for a home in 69337?

  • • The average homeowners insurance premium paid annually for a home in 69337 is around $1209 per year.

What does it cost on average per month for home insurance in 69337?

  • • Homeowners in 69337 pay a monthly average cost per month around $101.00.

What kind of discount could I get if I combine my home and auto insurance together in 69337?

  • • Autoowners in 69337 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chadron area, check out other zip codes nearby 69337.
Review average rates in another zip code:
69337 homeowners insurance rates

Home Replacement Cost Coverage in 69337

Average Building Cost Per Square Foot in 69337: $140

Location: Chadron, Nebraska (Dawes County)

Average Square Footage in 69337: 1,008 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69337 before you start any project. Chadron homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69337 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69337 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,008 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chadron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1401,008$141,100
Additional Upgrades & Added Features$1751,008$176,375
Major Home Updates or Advancements$2101,008$211,650

It's important to understand that when you estimate your replacement cost of your home in the 69337 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69337

Best Home & Auto Insurance Agencies in 69337

American Family Insurance

Address: 250 Main St Chadron, NE 69337
Phone:
Website:
Info:

Alcorn- Robert J

Address: 323 Main St Chadron, NE 69337
Phone:
Website:
Info:

Housing Demographics for 69337

Population Review for 69337 Zip Code

For the city of Chadron, the population within 69337 has increased to over 6,095 residents in population size. The current population total is 6,541. We have broken down the population based on race below. In 69337, there are over 3187 in male population and 3354 females.

PopulationValues
Total Population6,541
White Population5485
Black Population162
Hispanic Population268
Asian Population51
Hawaiian Population6
Indian Population357
Other Population110
Male Population3187
Female Population3354
Population Estimate6095

Household Data for 69337

The average number of homes in 69337 is around 2,582, there are an average of 2.26 per household. The average house value according to local real estate values is around $141,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,582
Persons Per Household2.26
Average House Value$141,100
Income Per Household$51416
Median Age32.7
Median Age Male32.3
Median Age Female33.2
69337 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityChadron
City Alias NameCHADRON
CountyDawes
County FIPS045
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses198
Number Of Employees1686
Business First Quarter Payroll13443
Business Annual Payroll59691
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential2697
Delivery Business217
Delivery Total3297
Preferred Last Line KeyW19597
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19597
Land Area775.066000
Water Area0.617000
City Alias Code
City Mixed CaseChadron
City Alias Mixed CaseChadron
Box Count216
SFDU2292
MFDU121
State ANSI31
County ANSI045
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number301755
Unique ZIP Name
SSA State County Code28220
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseDawes

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]