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69343 Homeowners Insurance Quotes & Rates

Gordon residents living within the 985 homes available in the zip code of 69343 are shopping online to compare cheaper and more affordable Gordon, NE home insurance rates. In the great city of Gordon, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Nebraska is around $1,170 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 69343 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 69343 home insurance rates today! Please give us a call now at 1-913-276-4017. For Gordon, NE Homeowners Insurance Quotes, Click to easily get started!

69343 Home Insurance Average Premiums

Local 69343 homeowners insurance quotes comparison

$920 /yr.

Shows Zip Code: 69343 lowest rates with discounts applied on average.

For the 69343, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$920 /yr.
Average Coverage:$1170 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1470 /yr.

What is the average home insurance cost for a home in 69343?

  • • The average homeowners insurance premium paid annually for a home in 69343 is around $1170 per year.

What does it cost on average per month for home insurance in 69343?

  • • Homeowners in 69343 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 69343?

  • • Autoowners in 69343 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Gordon area, check out other zip codes nearby 69343.
Review average rates in another zip code:
69343 homeowners insurance rates

Home Replacement Cost Coverage in 69343

Average Building Cost Per Square Foot in 69343: $140

Location: Gordon, Nebraska (Sheridan County)

Average Square Footage in 69343: 557 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69343 before you start any project. Gordon homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69343 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69343 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 557 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Gordon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140557$78,000
Additional Upgrades & Added Features$175557$97,500
Major Home Updates or Advancements$210557$117,000

It's important to understand that when you estimate your replacement cost of your home in the 69343 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69343

Best Home & Auto Insurance Agencies in 69343

State Farm Insurance Companies - After Business Hours Call Robert J Al

Address: 127 N Main St Gordon, NE 69343
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 69343

Population Review for 69343 Zip Code

For the city of Gordon, the population within 69343 has increased to over 2,410 residents in population size. The current population total is 2,359. We have broken down the population based on race below. In 69343, there are over 1165 in male population and 1194 females.

PopulationValues
Total Population2,359
White Population1867
Black Population6
Hispanic Population119
Asian Population14
Hawaiian Population2
Indian Population270
Other Population52
Male Population1165
Female Population1194
Population Estimate2410

Household Data for 69343

The average number of homes in 69343 is around 985, there are an average of 2.37 per household. The average house value according to local real estate values is around $78,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode985
Persons Per Household2.37
Average House Value$78,000
Income Per Household$47500
Median Age44.6
Median Age Male44.1
Median Age Female45.2
69343 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityGordon
City Alias NameGORDON
CountySheridan
County FIPS161
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses84
Number Of Employees597
Business First Quarter Payroll4877
Business Annual Payroll27473
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential1017
Delivery Business80
Delivery Total3222
Preferred Last Line KeyW19782
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19782
Land Area1436.679000
Water Area9.592000
City Alias Code
City Mixed CaseGordon
City Alias Mixed CaseGordon
Box Count100
SFDU950
MFDU25
State ANSI31
County ANSI161
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number303660
Unique ZIP Name
SSA State County Code28800
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseSheridan

Nebraska Homeowners Insurance News & Information

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  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

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  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]