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Compare 69348 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Hemingford just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 577 neighbors looking to save on their home insurance policy in the local 69348 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 69348. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nebraska rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Hemingford, NE home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Hemingford, NE

69348 Home Insurance Average Premiums

Local 69348 homeowners insurance quotes comparison

$946 /yr.

Shows Zip Code: 69348 lowest rates with discounts applied on average.

For the 69348, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$946 /yr.
Average Coverage:$1196 /yr.
2600 sq. ft. or higher
(all discounts applied)		$1496 /yr.

What is the average home insurance cost for a home in 69348?

  • • The average homeowners insurance premium paid annually for a home in 69348 is around $1196 per year.

What does it cost on average per month for home insurance in 69348?

  • • Homeowners in 69348 pay a monthly average cost per month around $100.00.

What kind of discount could I get if I combine my home and auto insurance together in 69348?

  • • Autoowners in 69348 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hemingford area, check out other zip codes nearby 69348.
Review average rates in another zip code:
69348 homeowners insurance rates

Home Replacement Cost Coverage in 69348

Average Building Cost Per Square Foot in 69348: $140

Location: Hemingford, Nebraska (Box Butte County)

Average Square Footage in 69348: 759 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69348 before you start any project. Hemingford homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69348 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69348 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 759 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hemingford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140759$106,300
Additional Upgrades & Added Features$175759$132,875
Major Home Updates or Advancements$210759$159,450

It's important to understand that when you estimate your replacement cost of your home in the 69348 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69348

Best Home & Auto Insurance Agencies in 69348

Housing Demographics for 69348

Population Review for 69348 Zip Code

For the city of Hemingford, the population within 69348 has increased to over 624 residents in population size. The current population total is 1,430. We have broken down the population based on race below. In 69348, there are over 726 in male population and 704 females.

PopulationValues
Total Population1,430
White Population1313
Black Population2
Hispanic Population58
Asian Population3
Hawaiian Population0
Indian Population10
Other Population22
Male Population726
Female Population704
Population Estimate624

Household Data for 69348

The average number of homes in 69348 is around 577, there are an average of 2.45 per household. The average house value according to local real estate values is around $106,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode577
Persons Per Household2.45
Average House Value$106,300
Income Per Household$62045
Median Age43.4
Median Age Male44.3
Median Age Female42.4
69348 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityHemingford
City Alias NameHEMINGFORD
CountyBox Butte
County FIPS013
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees180
Business First Quarter Payroll1594
Business Annual Payroll6823
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential255
Delivery Business2
Delivery Total656
Preferred Last Line KeyW19839
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19839
Land Area586.166000
Water Area0.013000
City Alias Code
City Mixed CaseHemingford
City Alias Mixed CaseHemingford
Box Count349
SFDU255
MFDU0
State ANSI31
County ANSI013
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number304170
Unique ZIP Name
SSA State County Code28060
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseBox Butte

Nebraska Homeowners Insurance News & Information

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