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69351, NE Home Insurance

In the zip code of 69351, the population size is around 195, which consists of 78 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Lakeside, NE. A few years ago, a study was done and found that the average home insurance rates for Nebraska are around $1,177 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 69351 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Lakeside. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-913-276-4017 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Lakeside, NE Homeowners Insurance Online Rates Today!

69351 Home Insurance Average Premiums

Local 69351 homeowners insurance quotes comparison

$927 /yr.

Shows Zip Code: 69351 lowest rates with discounts applied on average.

For the 69351, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$927 /yr.
Average Coverage:$1177 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1477 /yr.

What is the average home insurance cost for a home in 69351?

  • • The average homeowners insurance premium paid annually for a home in 69351 is around $1177 per year.

What does it cost on average per month for home insurance in 69351?

  • • Homeowners in 69351 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 69351?

  • • Autoowners in 69351 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lakeside area, check out other zip codes nearby 69351.
Review average rates in another zip code:
69351 homeowners insurance rates

Home Replacement Cost Coverage in 69351

Average Building Cost Per Square Foot in 69351: $140

Location: Lakeside, Nebraska (Sheridan County)

Average Square Footage in 69351: 826 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69351 before you start any project. Lakeside homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69351 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69351 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 826 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lakeside area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140826$115,600
Additional Upgrades & Added Features$175826$144,500
Major Home Updates or Advancements$210826$173,400

It's important to understand that when you estimate your replacement cost of your home in the 69351 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69351

Best Home & Auto Insurance Agencies in 69351

Housing Demographics for 69351

Population Review for 69351 Zip Code

For the city of Lakeside, the population within 69351 has increased to over 145 residents in population size. The current population total is 195. We have broken down the population based on race below. In 69351, there are over 97 in male population and 98 females.

PopulationValues
Total Population195
White Population186
Black Population0
Hispanic Population4
Asian Population1
Hawaiian Population0
Indian Population3
Other Population3
Male Population97
Female Population98
Population Estimate145

Household Data for 69351

The average number of homes in 69351 is around 78, there are an average of 2.50 per household. The average house value according to local real estate values is around $115,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode78
Persons Per Household2.50
Average House Value$115,600
Income Per Household$81458
Median Age46.5
Median Age Male46.5
Median Age Female46.0
69351 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityLakeside
City Alias NameLAKESIDE
CountySheridan
County FIPS161
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses0
Number Of Employees0
Business First Quarter Payroll0
Business Annual Payroll0
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential58
Delivery Business0
Delivery Total71
Preferred Last Line KeyW19912
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW19912
Land Area740.715000
Water Area24.004000
City Alias Code
City Mixed CaseLakeside
City Alias Mixed CaseLakeside
Box Count12
SFDU58
MFDU0
State ANSI31
County ANSI161
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number304935
Unique ZIP Name
SSA State County Code28800
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseSheridan

Nebraska Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]