Get multiple home insurance quotes in 69361. Our licensed 69361, NE agents are ready to serve you.

Searching for Homeowners Insurance in 69361

If you are a homeowners that lives in 69361 you may be searching for more affordable homeowners insurance in Scottsbluff. Insurance rates can change on a yearly basis so if your current insurer has raised your rates recently it may be time to shop your coverage and we can help.

GetHomeInsuranceQuotes.com makes shopping your insurance policy quick and easy for residents of Scottsbluff, NE. All you have to do is enter a bit of information about your home and we will gather 12 quotes from nationwide insurers, making sure that you get the best coverage levels and rates available.

Our Nebraska licensed agents will provide a free consultation to make sure you are fully protected as well as answer any questions you may have about policy options. Insurance can be complicated so it pays to have a professional walk you through your various policy choices. As always, our service is free.

Getting started is easy. Click the "Get Multiple Quotes Now" button, verify your zip code and start saving.

Get 69361 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Scottsbluff, NE home insurance quotes in your local city and review the most competitive coverages and premiums.

Check Out 69361 Home Insurance Costs: very high!

In Scottsbluff, homeowners are paying roughly $1176 per year for a HO-3 policy which is considered the standard for a single family home. In order to find the best policy at the best price, we compare rates from some of the most competitive insurers and present you with your best options for homeowners insurance coverage in 69361 zip code.

Our service is free and we never spam our clients so you only receive the information that you request. While all situations are different, in most cases, homeowners in Scottsbluff are saving up to 40 percent on their policy costs by using GetHomeInsuranceQuotes.com.

Start shopping for a 69361 policy right now!

69361 Home Insurance Average Premiums

Local 69361 homeowners insurance quotes comparison

$926 /yr.

Shows Zip Code: 69361 lowest rates with discounts applied on average.

For the 69361, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$926 /yr.
Average Coverage:$1176 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1476 /yr.

What is the average home insurance cost for a home in 69361?

  • • The average homeowners insurance premium paid annually for a home in 69361 is around $1176 per year.

What does it cost on average per month for home insurance in 69361?

  • • Homeowners in 69361 pay a monthly average cost per month around $98.00.

What kind of discount could I get if I combine my home and auto insurance together in 69361?

  • • Autoowners in 69361 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Scottsbluff area, check out other zip codes nearby 69361.
Review average rates in another zip code:
69361 homeowners insurance rates

Home Replacement Cost Coverage in 69361

Average Building Cost Per Square Foot in 69361: $140

Location: Scottsbluff, Nebraska (Scotts Bluff County)

Average Square Footage in 69361: 980 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 69361 before you start any project. Scottsbluff homeowners pay on average around $140 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 69361 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 69361 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 980 sq. ft. and the average cost to rebuild the home in this area is around $140 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Scottsbluff area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$140980$137,200
Additional Upgrades & Added Features$175980$171,500
Major Home Updates or Advancements$210980$205,800

It's important to understand that when you estimate your replacement cost of your home in the 69361 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 69361

Best Home & Auto Insurance Agencies in 69361

Insurance Store Inc

Address: 2626 Broadway Scottsbluff, NE 69361
Phone:
Website:
Info:

Angela Philbrick Ins Agcy INC - State Farm Insurance Agent

Address: 2202 Broadway Scottsbluff, NE 69361
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Charmaine Uhrig Ins Agcy Inc

Address: 3198 Avenue E Scottsbluff, NE 69361
Phone:
Website:
Info:

Vooge Insurance

Address: 1807 6th Ave Scottsbluff, NE 69361
Phone:
Website:
Info:

Housing Demographics for 69361

Population Review for 69361 Zip Code

For the city of Scottsbluff, the population within 69361 has increased to over 18,113 residents in population size. The current population total is 17,526. We have broken down the population based on race below. In 69361, there are over 8465 in male population and 9061 females.

PopulationValues
Total Population17,526
White Population13049
Black Population188
Hispanic Population4891
Asian Population174
Hawaiian Population16
Indian Population484
Other Population1582
Male Population8465
Female Population9061
Population Estimate18113

Household Data for 69361

The average number of homes in 69361 is around 7,184, there are an average of 2.37 per household. The average house value according to local real estate values is around $137,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,184
Persons Per Household2.37
Average House Value$137,200
Income Per Household$51973
Median Age39.1
Median Age Male37.7
Median Age Female40.5
69361 DetailsValues
StateNE
State Full NameNebraska
City TypeP
City Alias Abbreviation
Area Code308
CityScottsbluff
City Alias NameSCOTTSBLUFF
CountyScotts Bluff
County FIPS157
State FIPS31
Time Zone7
Day Light SavingY
MSA
PMSA
CSA
CBSA42420
CBSA_DIV
CBSA_TypeMicro
CBSA_NameScottsbluff, NE
MSA_Name
PMSA_Name
RegionMidwest
DivisionWest North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses653
Number Of Employees8869
Business First Quarter Payroll84793
Business Annual Payroll369552
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population37660
CBSA Division Population0
Congressional District03
Congressional LandArea67435.41
Delivery Residential7643
Delivery Business905
Delivery Total8481
Preferred Last Line KeyW1A228
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyW1A228
Land Area237.755000
Water Area2.007000
City Alias Code
City Mixed CaseScottsbluff
City Alias Mixed CaseScottsbluff
Box Count0
SFDU5866
MFDU454
State ANSI31
County ANSI157
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number308100
Unique ZIP Name
SSA State County Code28780
Medicare CBSA Code99928
Medicare CBSA NameRural Areas in NE
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseScotts Bluff

Nebraska Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]