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Compare 89010 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Dyer just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 146 neighbors looking to save on their home insurance policy in the local 89010 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 89010. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Nevada rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Dyer, NV home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Dyer, NV

89010 Home Insurance Average Premiums

Local 89010 homeowners insurance quotes comparison

$351 /yr.

Shows Zip Code: 89010 lowest rates with discounts applied on average.

For the 89010, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$351 /yr.
Average Coverage:$601 /yr.
2600 sq. ft. or higher
(all discounts applied)		$901 /yr.

What is the average home insurance cost for a home in 89010?

  • • The average homeowners insurance premium paid annually for a home in 89010 is around $601 per year.

What does it cost on average per month for home insurance in 89010?

  • • Homeowners in 89010 pay a monthly average cost per month around $50.00.

What kind of discount could I get if I combine my home and auto insurance together in 89010?

  • • Autoowners in 89010 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Dyer area, check out other zip codes nearby 89010.
Review average rates in another zip code:
89010 homeowners insurance rates

Home Replacement Cost Coverage in 89010

Average Building Cost Per Square Foot in 89010: $177

Location: Dyer, Nevada (Esmeralda County)

Average Square Footage in 89010: 616 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89010 before you start any project. Dyer homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89010 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89010 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 616 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Dyer area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$177616$109,100
Additional Upgrades & Added Features$221616$136,375
Major Home Updates or Advancements$266616$163,650

It's important to understand that when you estimate your replacement cost of your home in the 89010 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89010

Best Home & Auto Insurance Agencies in 89010

Housing Demographics for 89010

Population Review for 89010 Zip Code

For the city of Dyer, the population within 89010 has increased to over 207 residents in population size. The current population total is 333. We have broken down the population based on race below. In 89010, there are over 175 in male population and 158 females.

PopulationValues
Total Population333
White Population208
Black Population2
Hispanic Population108
Asian Population4
Hawaiian Population0
Indian Population16
Other Population62
Male Population175
Female Population158
Population Estimate207

Household Data for 89010

The average number of homes in 89010 is around 146, there are an average of 2.28 per household. The average house value according to local real estate values is around $109,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode146
Persons Per Household2.28
Average House Value$109,100
Income Per Household$36417
Median Age50.7
Median Age Male53.8
Median Age Female48.0
89010 DetailsValues
StateNV
State Full NameNevada
City TypeP
City Alias Abbreviation
Area Code775
CityDyer
City Alias NameDYER
CountyEsmeralda
County FIPS009
State FIPS32
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees34
Business First Quarter Payroll215
Business Annual Payroll1020
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea50997.97
Delivery Residential91
Delivery Business15
Delivery Total279
Preferred Last Line KeyZ14389
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ14389
Land Area384.310000
Water Area3.675000
City Alias Code
City Mixed CaseDyer
City Alias Mixed CaseDyer
Box Count150
SFDU91
MFDU0
State ANSI32
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number312320
Unique ZIP Name
SSA State County Code29040
Medicare CBSA Code99929
Medicare CBSA NameRural Areas in NV
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseEsmeralda

Nevada Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]