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89017 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 89017 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Hiko, NV quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 89017.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 89017 and start shopping.

Quickly and Easily Compare Average Rates for 89017

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Hiko, NV home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 89017

Homeowners in Hiko are paying roughly $629 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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89017 Home Insurance Average Premiums

Local 89017 homeowners insurance quotes comparison

$379 /yr.

Shows Zip Code: 89017 lowest rates with discounts applied on average.

For the 89017, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$379 /yr.
Average Coverage:$629 /yr.
2600 sq. ft. or higher
(all discounts applied)
$929 /yr.

What is the average home insurance cost for a home in 89017?

  • • The average homeowners insurance premium paid annually for a home in 89017 is around $629 per year.

What does it cost on average per month for home insurance in 89017?

  • • Homeowners in 89017 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 89017?

  • • Autoowners in 89017 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hiko area, check out other zip codes nearby 89017.
Review average rates in another zip code:
89017 homeowners insurance rates

Home Replacement Cost Coverage in 89017

Average Building Cost Per Square Foot in 89017: $177

Location: Hiko, Nevada (Lincoln County)

Average Square Footage in 89017: 932 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 89017 before you start any project. Hiko homeowners pay on average around $177 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 89017 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 89017 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 932 sq. ft. and the average cost to rebuild the home in this area is around $177 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hiko area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$177932$165,000
Additional Upgrades & Added Features$221932$206,250
Major Home Updates or Advancements$266932$247,500

It's important to understand that when you estimate your replacement cost of your home in the 89017 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 89017

Best Home & Auto Insurance Agencies in 89017

Housing Demographics for 89017

Population Review for 89017 Zip Code

For the city of Hiko, the population within 89017 has increased to over 181 residents in population size. The current population total is 187. We have broken down the population based on race below. In 89017, there are over 99 in male population and 88 females.

PopulationValues
Total Population187
White Population171
Black Population0
Hispanic Population13
Asian Population0
Hawaiian Population4
Indian Population2
Other Population1
Male Population99
Female Population88
Population Estimate181

Household Data for 89017

The average number of homes in 89017 is around 69, there are an average of 2.71 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode69
Persons Per Household2.71
Average House Value$165,000
Income Per Household$0
Median Age45.3
Median Age Male50.3
Median Age Female37.0
89017 DetailsValues
StateNV
State Full NameNevada
City TypeN
City Alias Abbreviation
Area Code775
CityHiko
City Alias NameHIKO
CountyLincoln
County FIPS017
State FIPS32
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionWest
DivisionMountain
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees95
Business First Quarter Payroll569
Business Annual Payroll2728
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District04
Congressional LandArea50997.97
Delivery Residential67
Delivery Business3
Delivery Total68
Preferred Last Line Key013565
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State Key013565
Land Area639.715000
Water Area0.330000
City Alias Code
City Mixed CaseHiko
City Alias Mixed CaseHiko
Box Count0
SFDU64
MFDU0
State ANSI32
County ANSI017
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number310160
Unique ZIP Name
SSA State County Code29080
Medicare CBSA Code99929
Medicare CBSA NameRural Areas in NV
Medicare CBSA TypeMicro
Market Rating Area ID4
County Mixed CaseLincoln

Nevada Homeowners Insurance News & Information

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